Sniip is a payment platform that you can use to pay most BPAY bills. Sniip is bank and card agnostic, meaning you can pay with whichever card or bank you like, for whichever bill you like – even if your biller doesn’t accept that payment method*.
If you have a points earning credit card, you’ll earn full points on your payments through Sniip – it comes down to the way we process the transaction.
How we process your transaction to allow you to earn full points
We process your transaction as a two-legged transaction. When you use a rewards credit card, you will earn points on the first leg of the transaction (payment into the Sniip Trust account) even if your payment method isn’t accepted directly, and even if you’d earn reduced points/ no points if you pay the biller directly (for example government billers). Sniip will make payments via BPAY on the second leg of the transaction and this utilises the BPAY Scheme. This process allows you to earn full points on all of your bills which is a big reason why our users love Sniip so much.
Using Sniip’s scan-to-pay feature, you can turn your paper/ PDF bills into digital bills within the Sniip app and pay them directly from your mobile phone.
Once registered, simply scan the BPAY Biller Code/Sniip QR code and confirm your payment using Touch ID/Face ID or a 4-digit PIN.
Sniip makes paying bills quick, easy and convenient! Learn more, here.
*Restricted/ prohibited industries apply.