Pay your bills. Earn full points.
Rent, utilities, insurance, ATO, the lot. Use your favourite card, even when your biller says no to card, plus earn points like you would on any other purchase.
If you’ve got a bill, chances are Sniip can pay it.
Rent
Pay your landlord or agent with a card, even if they only take bank transfer.
ATO & tax
Pay your tax bill and still earn points.
Utilities & rates
All payable by card.
Insurance & subs
Premiums, renewals and subscriptions, on your terms.
Some payment types are subject to eligibility and processing rates. See pricing for details.
Turn every bill into a points machine.
Earn up to 3 points per $1 on any bill, uncapped, every month. Most billers cap or block points on the ATO, rates and insurance. Sniip doesn’t.
Stacks on any card
Bonus points on top of your card’s standard earn rate.
Uncapped each month
No monthly cap, boost whenever you want.
Qantas Frequent Flyer or Virgin Australia Business Flyer
Straight to your loyalty of preference.
Built into the app
Nothing to set up, toggle it on per payment.
Calculation based on a $80,000 payment using Points Booster with the Platinum tier choosing Credit Card as your payment method.
Earn points twice on every bill.
This calculator estimates the points your card issuer pays you for paying through Sniip, on top of the Sniip points you earn in the app. Both land straight in your linked loyalty account.
Pay a small fee.
Earn every point.
Just a low processing fee per payment. No monthly fees, no lock-in, and you always see the exact rate before you confirm.
Built to make bills rewarding.
No monthly fees
Free to download, no account-keeping fees, ever.
Set and forget
Schedule payments in the app and never miss a due date.
Secure
Tier 1 PCI DSS compliant, protected by the highest encryption standards in the business.
Why does my Amex rate depend on what I'm paying for?
American Express sets the rate, not Sniip. They classify every payment as either personal or business based on the industry of your biller, not your intention.
Everyday bills like utilities, rent, insurance, telecommunications, medical and education costs, and most government fines and fees.
ATO and superannuation payments (on any Amex card, personal or business), and any payment outside the personal categories above.
Either way, you'll always see your rate before you pay, and you'll always earn full points. See the full category list
Earn even more with an Amex Business card.
FAQ
Do I earn points on the processing fee?
There are two types of points, and they work differently.
Your card’s own rewards: your card is charged the full amount that goes through Sniip, which includes the processing fee. You earn your card’s rewards on that full amount, at your card’s standard earn rate.
Points earned through Sniip: these are credited to your Qantas Frequent Flyer or Virgin Australia Business Flyer account and are calculated on the payment amount only, so the processing fee does not earn points through Sniip.
I'm a sole trader, what rate applies to ATO payments?
Business rate, regardless of card type. See the pricing page for more info.
Can I pay to a BSB and account number?
Yes, even if BPAY isn’t offered. Learn more here.