The simple fast  best easiest  profitable ultimate savvy better preferred way to make business payments

Free to download, easy to use. No monthly fees and the best way to earn full points on all your payments. 

Pay all your business expenses with your credit card

Sniip enables you to pay all your business expenses* with your preferred payment method, even if your supplier doesn’t accept it directly. 

*Restricted/prohibited industries apply

Trusted partner of

American Express Tiers

Use your business/corporate Amex for more business expenses and maximise your points with our best in market processing fees.  

* Assumes corporate tax rate of 25% and GST is claimed

Calculate your reward points!

Bill amount
Select Amex
Amex Velocity Business Card
Amex Velocity Business Card
Amex Platnium Business Card
Amex Qantas Business Rewards Card
Amex Business Explorer Credit Card
Amex Gold Business Card
Amex Qantas Corporate Platinum Card
Amex Corporate Card
Amex Qantas Corporate Gold Card
Amex Qantas Corporate Card
Amex Corporate Platnium Card
Amex Corporate Gold Card
Total points earned*
Velocity Points
Bill amount
Processing fee (excl GST)
(Tier 1: $0 - $99,999)
Assumes points earn based on 1.25 point/s per dollar spent.

* Please note: the above calculator is an estimate and not an exhaustive list of the Amex cards you can use with Sniip. Sniip accepts all American Express cards.

This information is provided as a guide only, please refer to the Amex website for the most accurate information or contact Amex directly.

You can't afford not to pay business bills this way!


Sniip users benefit from the best processing fees in market, you can read more about our American Express – Business tiered pricing, here.

Plus, it’s the easiest and quickest way to pay your bill (and earn full points).

You can explore our Amex x Sniip hub, here or speak with our Amex x Sniip representative Jennifer by calling (07) 3268 7710. 

Great question! We’ve built a points calculator just for you, superstar! You can explore the points calculator, here.

Points are provided by your credit card provider and your points earn per $1 spend (i.e. 1.25 points) can differ from card to card. Please review your card providers terms and conditions for points earning eligibility.

Sniip was a consumer app, offering a consumer rate. We appreciate there was growing demand for business payments with Sniip and to continue to offer this service, we were required to offer a business rate.

We’ve worked really hard to keep our rate as low as possible to accommodate business payments and the rate is reflective of what we’re being charged to process the payment – not a margin increase for Sniip!

However, the good news is, our after tax rate on all our business tiers are below 1.5%!

Absolutely! You earn full points (even at the ATO) on the transaction amount and the processing fee. 

All rates are clearly displayed before you make a payment and you can always clarify with us before you process the payment. 

The processing fee for personal payments using a personal card is 1.5%. 

Good question! Our business payment tiers are below.

You can explore more about tiered pricing, here

Tier (single payment amount)

Rate (inc GST)

Rate % (+ GST)

**After Tax Rate

$0 – $99,999




$100,000 – $299,999




$300,000 – $499,999




$500,000 – $999,999








** After Tax Rate assumes a 25% Small Business company tax rate.

If you’re making a personal payment to the ATO on a personal card, you’ll be charged at the personal rate. 

If you have an ABN, you may be classified as a business. If you’re making a business payment with a personal American Express card, you may be charged at the business rate. 

The good news is, all rates are clearly shown before you make the payment and you can always clarify with us before you process the payment. 

Great question! It comes down to the payment you’re making and the card you’re using. 

If you’re making a personal payment, on a personal card, you’ll be charged the personal rate. 

If you’re making a business payment, on a business/corporate card, you’ll be charged the applicable business rate. 

If you’re flagged as making a business payment on a personal card, you may be asked to supply a copy of your invoice and your transaction will be reviewed. 

The good news is, all rates are clearly shown before you make the payment and you can always clarify with us before you process the payment. 

If you have any questions, please call (07) 3268 7710 or email

Up until October 15, 2022, Sniip was a consumer app with a consumer rate for American Express payments. 

As you can appreciate, the rate we were charging was well below existing rates for business payments made using an American Express. 

American Express identified that business payments were being made through our consumer app. We had the option of discontinuing our service for business users, or adopting the market processing rate for Amex partners facilitating business payments. 

Notwithstanding that, we remain committed to being the most competitive in our pricing and will ensure we are adhering to that commitment. 

We (and our users) know we have the best product and we hope you’ll continue to enjoy the many benefit of using Sniip too! 

Absolutely! The processing fee for all Visa/Mastercards is 1.5%. 

Looking for personal payments?

Personal payments & pricing
Learn more about making personal payments with Sniip.
Learn more
Getting started
Check out our how-to on getting started with Sniip.
Learn more

Want to talk?

Book a demo with Support Squad and get your questions answered today!

Payments from your phone

Download the Sniip app, your go-to for all your business bill payments, right from your phone. It’s the simplest way to make payments, manage your bills (and earn full points). 

Get started today 🚀

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