The easy way to pay and manage your bills.
Free to download, easy to use. No monthly fees and features that help you manage your bills.
The Sniip app is free to download. There are no monthly account keeping fees or any other hidden fees.
Paying from a bank account is completely free from processing fees. When using a credit card (Amex/Mastercard/Visa), you’ll pay just 1.5% (incl GST).
If you’re making a payment using the circular Sniip QR code or the AusPost Barcode, the surcharge (if any) is determined by the biller.
Pay your bills your way
Bank Accounts
Processing Fee
Free Option
+ earn full Membership Rewards Points
American Express
Processing Fee
1.5%
+ earn full Membership Rewards Points
Credit Cards
Processing Fee
1.5%
+ earn full Membership Rewards Points
Prepaid Cards
Processing Fee
0.85%
Debit Cards
Processing Fee
0.65%
International Cards
Processing Fee
3.0%
Processing Fees
Paying from a BSB and Account Number is the free option in the Sniip app.
That’s right, there is no processing fee for paying from your bank account in the Sniip app.
There is a 1.5% (incl GST) processing fee for using any American Express card with Sniip.
Sniip has a direct partnership agreement with American Express. This allowed our processing fee to drop from 2.2% (2020) to 1.5% (incl GST) (2021 to current).
The advantage of using Sniip is that you earn FULL POINTS on all your bills using Sniip (including at the ATO).
You can explore our Amex FAQ, here.
The only fee you will pay is the Sniip processing fee of 1.5%.
The only fee you will pay is the Sniip processing fee of 1.5%.
The processing fee for Prepaid Cards is 0.85%.
Sniip does not determine what qualifies a prepaid card. When a card is validated, the payment gateway returns a notification that the card is a prepaid card.
Currently Crypto.com cards are considered a prepaid card. The card issuers website states the following; ‘The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or cryptocurrency.’
Debit cards incur a 0.65% processing fee.
All international cards are recognised as credit cards and incur a 3% processing fee.
Biller Surcharges
Paying with the Sniip app is completely free when paying from a bank account.
When using a credit card (Amex/Mastercard/Visa), you’ll pay just 1.5% (incl GST) and earn FULL POINTS on your rewards-based card.
If you pay a biller utilising the Sniip QR code, you may incur fees and/or charges imposed by the biller.
These payment processing fees may be reflected at the time of making payment, or on your next bill from that biller.
If you pay a direct biller utilising the AusPost Barcode, you may incur fees and/or charges imposed by the biller.
These payment processing costs may be reflected at the time of making payment, or on your next bill from that biller.