Make bill payments securely with Sniip
Your money and your data are protected at every step – bank-level encryption, biometric login and PCI Tier 1 certification. Pay any bill with total confidence.
Security without compromise
Sniip is certified to PCI DSS Level 1 – the most rigorous standard in the payments industry, the same level held by the major banks and card networks. Every card detail is encrypted, tokenised and monitored around the clock.
Tokenised card data
Your card number is replaced with a secure token. We never store raw card details in plain text – not on your device, not on our servers.
End-to-end encryption
256-bit encryption protects your information in transit and at rest, so your data stays private from the moment you snap a bill to the moment it’s paid.
24/7 fraud monitoring
Continuous monitoring and automated checks watch every transaction, flagging anything unusual before it becomes a problem.
Built to keep you protected
Every layer of Sniip is designed with your security first — so paying a bill is as safe as it is simple.
Face ID login
Unlock the app and confirm payments with Face ID, Touch ID or your device passcode – only you can access your account.
Secure by design
Security isn’t bolted on, it’s built into every part of Sniip, from encrypted storage to regular independent security audits.
Trusted by thousands
Australians have paid millions of dollars in bills through Sniip – safely, and while earning the points they’d otherwise miss.
Backed by the networks you already trust
Sniip works directly with the world’s leading payment networks and rewards programs to move your money safely.
Verifying your identity
To keep Sniip safe for everyone, we now verify the identity of every account holder – a process known as Know Your Customer (KYC).
As a regulated payment provider, Sniip is required to meet Australia’s anti-money-laundering and counter-terrorism-financing (AML/CTF) obligations. From 1 July 2026, identity verification is mandatory to continue making payments. It only takes a couple of minutes, and once you’re verified you won’t need to do it again.
Your security questions, answered
Is my card information safe with Sniip?
Yes. Sniip is certified to PCI DSS Level 1 – the highest security standard in the payments industry. Your card details are encrypted and tokenised, and are never stored in plain text on your device or our servers.
How does Sniip protect my account?
Your account is protected by Face ID, Touch ID or your device passcode, so only you can log in and confirm payments. All data is protected with 256-bit encryption in transit and at rest.
Why do I need to verify my identity?
As a regulated payment provider, Sniip must meet Australia’s anti-money-laundering and counter-terrorism-financing (AML/CTF) obligations. Verifying your identity (KYC) helps keep the platform safe and is mandatory from 1 July 2026.
What details do I need to verify my identity?
You’ll need your full name, date of birth and residential address, plus a government ID such as an Australian driver licence or international passport. It takes just a couple of minutes, once.
Who can see my payment data?
We never sell your data. Your information is only ever used to process your payments and meet our regulatory obligations — nothing more.
Is Sniip a regulated business?
Yes. Sniip is an Australian fintech that operates under AUSTRAC’s regulatory framework and complies with the payment industry’s PCI DSS Level 1 standard.
Pay securely today
Download Sniip, verify once, and pay any bill with the card of your choice – safely, and earning points as you go.