American Express Business Cards — Sniip

American Express® Business Cards

Explore some of the most rewarding Cards to see which American Express Business Card is right for you.

Choosing the right Charge Card for your business

Businesses that choose the right Card can strengthen their financial position and seize opportunities for growth and expansion. Our goal is to offer you some of the most rewarding (and practical) American Express Card deals in Australia. We take the heavy lifting out of the research and only list great deals that are worth your while. Below, you can easily compare Cards to uncover the option that is best suited for you and your business needs.

Superior Points Earn?

These Are The Cards You Need To Know

American Express Platinum Business Card

American Express® Platinum Business Card

Earn 375,000 Bonus Membership Rewards® Points plus an $875 Credit1

Offer: When you apply by 3 November 2026 via the link on this page, are approved and spend $12,000 on eligible purchases on your new American Express® Platinum Business Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

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American Express Qantas Business Rewards Card

American Express® Qantas Business Rewards Card

Earn 170,000 bonus Qantas Points2

Offer: when you apply by 1 September 2026 via the link on this page, are approved and spend $6,000 on eligible purchases on your new American Express® Qantas Business Rewards Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

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American Express Velocity Business Card

American Express® Velocity Business Card

Earn 200,000 bonus Velocity Points3

Offer: When you apply by 1 September 2026 via the link on this page, are approved and spend $6,000 on eligible purchases on your new American Express® Velocity Business Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

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Frequently Asked Questions

General
Is there a way to earn full, uncapped points on government transactions?

Normally, when cardholders pay certain expenses such as the ATO with their rewards Credit Card, they earn capped or zero credit card reward points. However with the Sniip app, they can earn full reward points (that are allocated for everyday purchases) on all your transactions (including at government bodies).

  1. Simply create a Sniip account;
  2. Add your Credit Card to your Sniip wallet;
  3. Upload your bill details;
  4. Pay your bill in seconds (and earn full rewards points!)
How does Sniip allow me to earn full reward points on ATO and other government payments?

Sniip processes your transaction as a two-legged transaction. When you use a rewards Credit Card, you will earn points on the first leg of the transaction (which is a payment into the Sniip Trust account), even if you’d earn reduced points / no points if you pay the biller directly (such as government billers). Sniip will then make payments to the biller via BPAY on the second leg of the transaction, and this utilises the BPAY Scheme.

This process allows you to earn full points on all of your bills, and is a big reason why 190,000+ Australians love Sniip so much.

Sign up for Sniip for free today, and start earning uncapped points on every single bill payment!

Do I need to pay interest on my Credit Card?

How can I find out my credit score?

Amex Terms & Conditions Index for this page

1

375,000 Bonus Membership Rewards Points + $875 Credit: Offer only available to new American Express Card Members who apply by 3 November 2026 via the link on this page, are approved and spend $12,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 375,000 Bonus Membership Rewards Points plus an $875 credit will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Subject to the Terms and Conditions of the Membership Rewards Program available at americanexpress.com/en-au/benefits/rewards/membership-rewards/#T&Cs. The American Express® Platinum Business Card has an Annual Card Fee of $1,750. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Information correct as at 15 July 2026.

2

170,000 bonus Qantas Points: Offer only available to new American Express Card Members who apply by 1 September 2026 via the link on this page, are approved and spend $6,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 170,000 bonus Qantas Points will be awarded to the eligible Card Members Account 8-10 weeks after the spend criteria has been met. Subject to the American Express® Qantas Business Rewards Card Points Terms and Conditions. $450 Annual Card Fee applies. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

3

200,000 bonus Velocity Points: Offer only available to new American Express Card Members who apply by 1 September 2026 via the link on this page, are approved and spend $6,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques, and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 200,000 bonus Velocity Points will be awarded to the eligible Card Members Account 8-10 weeks after the spend criteria has been met. $249 Annual Card Fee applies. Velocity membership and Points earn and redemption are subject to the American Express Velocity Business Card Points Terms and Conditions as amended from time to time. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

For more information on Sniip Terms & Conditions, please refer to: https://sniip.com/terms-and–conditions/

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