The simple fast best easiest profitable way to make personal payments

Free to download, easy to use. No monthly fees and features that help you manage your bills. 

Pay all your expenses with your credit Crypto.com prepaid Visa Mastercard Debit card

Sniip allows you to pay your personal expenses* with your preferred payment method, even if your supplier doesn’t normally accept it. 

*Restricted/prohibited industries apply

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Personal Points Calculator

Payment amount
Select Amex card
Amex Velocity Platinum Card
Amex Velocity Platinum Card
Amex Platinum Edge Card
Amex Explorer Card
Amex Platinum Card
Qantas Amex Ultimate Card
Qantas Amex Premium Card
David Jones Amex Platinum Card
David Jones Amex Card
Qantas Amex Discovery Card
Amex Velocity Escape Card
Amex Essential Card
Total points earned*
12,687
Velocity Points
Payment amount
$10,000
Processing fee (incl GST)
$150.00
Total
$10,150.00
Assumes points earn based on 1.25 point/s per dollar spent.

* Please note: the above calculator is an estimate and not an exhaustive list of the Amex cards you can use with Sniip. Sniip accepts all American Express cards.

This information is provided as a guide only, please refer to the Amex website for the most accurate information or contact Amex directly.

The benefits of Sniip

No monthly fees

The Sniip app is free to download. There are no monthly account keeping fees or any other hidden fees.

Secure payments

Sniip is proud to have achieved Tier 1 PCI DSS compliance. Rest assured that your payments are protected by the highest safety and encryption standards.

Set and forget​

Schedule your payments in the app, and have the peace of mind knowing they'll get paid on time. Set and forget!

Earn full points

When you pay your bills with Sniip, you are eligible to earn full reward points on your credit card to government bodies, where you would normally earn reduced points.

FAQ

Absolutely! You earn full points (even at the ATO) on the transaction amount and the processing fee. 

All rates are clearly displayed before you make a payment and you can always clarify with us before you process the payment. 

The processing fee for personal payments using a personal card is 1.5%. 

If it is a business card, American Express deems it to be used for business purposes and that would be charged at the business rate. 

However, we’d strongly recommend you apply for the same card in the consumer/ personal version when making personal payments which will earn full points at the 1.5% rate with Sniip. 

We’re working on it as you read this. Launch 2023! Promise. 

If you’re making a personal payment to the ATO on a personal card, you’ll be charged at the personal rate. 

If you have an ABN, you may be classified as a business. If you’re making a business payment with a personal American Express card, you may be charged at the business rate. 

The good news is, all rates are clearly shown before you make the payment and you can always clarify with us before you process the payment. 

Great question! It comes down to the payment you’re making and the card you’re using. 

If you’re making a personal payment, on a personal card, you’ll be charged the personal rate. 

If you’re making a business payment, on a business/corporate card, you’ll be charged the applicable business rate. 

If you’re flagged as making a business payment on a personal card, you may be asked to supply a copy of your invoice and your transaction will be reviewed. 

The good news is, all rates are clearly shown before you make the payment and you can always clarify with us before you process the payment. 

If you have any questions, please call (07) 3268 7710 or email customercare@sniip.com

Looking for business payments?

Business payments & pricing
Learn more about making business payments with Sniip.
Learn more
Getting started
Check out our how-to on getting started with Sniip.
Learn more

Payments from your phone

Download the Sniip app, your new go-to for all bill payments, right from your phone. It’s the simplest way to make payments and manage your bills. 

Get started today 🚀

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