pay optus bill

Pay all your expenses with your credit Crypto.com prepaid Visa Mastercard Debit card

Free to download, easy to use. No monthly fees and features that help you manage your bills. 

Sniip allows you to pay your personal expenses* with your preferred payment method, even if your supplier doesn’t normally accept it.  

*Restricted/prohibited industries apply

*Please note: All American Express payments to the ATO (personal/business/corporate) are required to be processed at our business rates – the best in market. Learn more, here.

*Please note: All American Express payments to the ATO (personal/business/corporate) are required to be processed at our business rates – the best in market. Learn more, here.

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Points Calculator

Payment amount
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Amex Velocity Platinum Card
Amex Velocity Platinum Card
Amex Explorer Card
Amex Platinum Card
Qantas Amex Ultimate Card
Qantas Amex Premium Card
David Jones Amex Platinum Card
David Jones Amex Card
Qantas Amex Discovery Card
Amex Velocity Escape Card
Amex Essential Card
Amex Centurion Card
Diners Club International Card
Citi Premier Qantas Credit Card
ANZ Frequent Flyer Black Credit Card
Nab Rewards Visa
Citi Prestige Mastercard
Total points earned#
12,661
Velocity Points
Payment amount
$10,000
Processing fee (incl GST)
$129.00
Total
$10,129.00
Assumes points earn based on 1.25 point/s per dollar spent.

*All ATO/superannuation/business payments (personal/business/corporate) are required to be processed at our business rates (tiered from 1.75%) on Personal Amex cards.

Please note: the above calculator is not an exhaustive list of the credit cards available to use with Sniip. Sniip accepts all payment methods and credit cards, including American Express, Visa and Citibank and Diner’s Club cards. Please email customercare@sniip.com if you would like to add a card to the calculator.

This calculator is provided as a guide only, please refer to your credit card provider for the most up-to-date information.

The benefits of Sniip

No monthly fees

The Sniip app is free to download. There are no monthly account keeping fees or any other hidden fees.

Secure payments

Sniip is proud to have achieved Tier 1 PCI DSS compliance. Rest assured that your payments are protected by the highest safety and encryption standards.

Set and forget​

Schedule your payments in the app, and have the peace of mind knowing they'll get paid on time. Set and forget!

Earn full points

When you pay your bills with Sniip, you are eligible to earn full reward points on your credit card to government bodies, where you would normally earn reduced points.

FAQ

Absolutely! You earn full points (even at the ATO) on the transaction amount and the processing fee. 

All rates are clearly displayed before you make a payment and you can always clarify with us before you process the payment. 

The processing fee for personal payments using a personal card is 1.5%, excluding American Express personal cards. The rate for personal American Express cards is 1.29%. 

If it is a business card, American Express deems it to be used for business purposes and that would be charged at the business rate. Payments to the ATO, including superannuation, are charged at the business rate when using any American Express card.

However, we’d strongly recommend you apply for the same card in the consumer/ personal version when making personal payments which will earn full points at the 1.5% rate with Sniip. 

We’re working on it as you read this. Launch 2023! Promise. 

If you’re making a personal payment to the ATO on a personal card, you’ll be charged at the personal rate. Payments to the ATO, including superannuation, are charged at the business rate when using any American Express card.

If you have an ABN, you may be classified as a business. If you’re making a business payment with a personal American Express card, you may be charged at the business rate. 

The good news is, all rates are clearly shown before you make the payment and you can always clarify with us before you process the payment. 

Great question! It comes down to the payment you’re making and the card you’re using. 

If you’re making a personal payment, on a personal card, you’ll be charged the personal rate. Please note, payments to the ATO, including superannuation, are charged at the business rate when using any American Express card.

If you’re making a business payment, on a business/corporate card, you’ll be charged the applicable business rate. 

If you’re flagged as making a business payment on a personal card, you may be asked to supply a copy of your invoice and your transaction will be reviewed. 

The good news is, all rates are clearly shown before you make the payment and you can always clarify with us before you process the payment. 

If you have any questions, please call (07) 3268 7710 or email customercare@sniip.com

Looking for business payments?

Business payments & pricing
Learn more about making business payments with Sniip.
Learn more
Getting started
Check out our how-to on getting started with Sniip.
Learn more

Payments from your phone

Download the Sniip app, your new go-to for all bill payments, right from your phone. It’s the simplest way to make payments and manage your bills. 

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