Personal payments

Pay BPAY with your American Express

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Sniip has partnered with American Express! Pay BPAY with a credit card and earn full points.

Enter your mobile number and we’ll send you a link to download the app.

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Discover why Steve Hui endorses Sniip

As a matter of fact, our platform allows you to pay BPAY bills with a credit card and earn full points. Although this may be true for another key point, paying BPAY with a credit card sets us apart from other payment methods. As has been noted, this unique feature maximizes your rewards because, as a result, you earn full points on your bills. Before considering alternatives, it’s essential to understand that paying BPAY with a credit card is a straightforward way to make the most of your credit card benefits. Besides, as can be seen in our user testimonials, customers love the convenience and rewards they receive. But, as has been noted in our comparison with other methods, none offer the same advantages.

Pay BPAY with credit card

Our platform allows you to pay BPAY bills with a credit card and earn full points, as I have noted. This sets us apart from another payment method, as has been noted before. Although this may be true for another key point, because of this unique feature, you can maximize your rewards. Basically, paying BPAY with a credit card is a straightforward way to make the most of your credit card benefits, as I have said. Besides, as can be seen in our user testimonials, customers love the convenience and rewards they receive. But, as has been noted in our comparison with other methods, none offer the same advantages.

Trusted by

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Drew

The Points Brotherhood

Sniip is  a great way to collect points for a BPAY merchant that does not normally accept credit cards and you are looking to boost your points balance. 

Steve hui

Iflyflat.com

Using points to fly Business Class is like alchemy – turning metal into gold.

Matthew

Talent Butler

Thanks Sniip, I’d highly recommend you to other businesses and thank you for your great customer service.

Points Calculator

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Bill amount
Select AMEX card
Amex Velocity Business Card
Velocity Amex Business Card
Platnium Amex Business Card
Qantas Amex Business Rewards Card
Business Amex Explorer Card
Gold Amex Business Card
Qantas Amex Corporate Platinum Card
Corporate Amex Card
Qantas Amex Corporate Gold Card
Qantas Amex Corporate Card
Corporate Amex Platnium Card
Corporate Amex Gold Card
Total points earned*
20,438
Velocity Points
Bill amount
$10,000
Processing fee (excl GST)
(Tier 1: $0 - $99,999)
$199.00
GST
$19.90
Total
$10,218.90
Assumes points earn based on 1.25 point/s per dollar spent.

* Please note: the above calculator is an estimate and not an exhaustive list of the Amex cards you can use with Sniip. Sniip accepts all American Express cards.

This information is provided as a guide only, please refer to the Amex website for the most accurate information or contact Amex directly.

The Value of Points​

As a matter of fact, our platform allows you to pay BPAY bills with a credit card and earn full points. Although this may be true for another key point, paying BPAY with a credit card sets us apart from other payment methods. Because of this unique feature, you can maximize your rewards. Before considering alternatives, it’s essential to understand that paying BPAY with a credit card is a straightforward way to make the most of your credit card benefits. although analogous to
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Pay BPAY with credit card

Besides, as has been noted in our user testimonials, customers love the convenience and rewards they receive. Certainly, as I have noted, this is a chief advantage of our platform. As much as we prioritize reward maximization. Contrarily, as shown above, other payment methods can’t match these benefits. Conversely, as soon as you start using our platform to pay BPAY with a credit card, you’ll see the immediate advantages. Consequently, you’ll enjoy not only full points but also the ease and simplicity of managing your payments with us.

Why Sniip?

Sniip is the ultimate way to pay BPAY with a credit card. The Sniip platform allows you to get the most points on your bills, and helps you manage all of your bills seamlessly in the one app. All in all, we make it easier to determine value from ALL your personal and business bills.

Whether it’s an around the world trip, or an upgrade to business class, travel is always the best use of your points!

amex earn full points

The sky is the limit ✈️ 🥂

When you pay BPAY with a credit card through Sniip, you unlock the full earning potential of your credit card Points, including your Amex Membership Rewards. Using your Amex is a great to pay bills with Sniip!

An an illustration, paying a $30,000 bill could mean a Brisbane to Sydney return trip in Business Class, all paid for with points!*

Every point counts! Maybe you’re saving your points for a one way ticket to London? Markedly, accumulating Amex Membership Rewards Points throughout the year by paying your rates, insurance or tax bill means that the sky is the limit. Pay bills with amex with Sniip!

*General advice only, please refer to the Amex website for the most accurate information. 

We prioritise your payment security

Concurrently, as long as you continue to pay BPAY with a credit card through our platform, you’ll earn full points on your bills, and consequently, you’ll enjoy a hassle-free and rewarding payment experience. Contrarily, as shown above, other payment methods can’t match the benefits. Conversely, as soon as you start using our platform to pay BPAY with a credit card, you’ll see the immediate advantages. Correspondingly, as well as maximizing your rewards, you’ll also appreciate the ease and simplicity of managing your payments with us.

Pay BPAY with credit card

As a matter of fact, our platform allows you to pay BPAY bills with a credit card and earn full points. Although this may be true for another key point, paying BPAY with a credit card sets us apart from other payment methods. As has been noted, this unique feature maximizes your rewards because, as a result, you earn full points on your bills. Before considering alternatives, it’s essential to understand that paying BPAY with a credit card is a straightforward way to make the most of your credit card benefits. Besides, as can be seen in our user testimonials, customers love the convenience and rewards they receive. But, as has been noted in our comparison with other methods, none offer the same advantages. Certainly, as I have noted, this is a chief advantage of our platform, and as I have shown in our data, customers consistently benefit from this service. 

Sniip is a trusted partner of Amex. Above all, payment security is of the highest priority at Sniip.

We have never had a security breach in our 8+ years of operations and have quarterly vulnerability scans to try and penetrate our systems. As a result, our systems have never been penetrated. 

Secure payments

Sniip is proud to have achieved and maintains Tier 1 Payment Card Industry Data Security Standard (PCI DSS) compliance.

Accordingly, this mean you can rest assured that your payments are protected by the highest safety and encryption standards. 

Sniip is an authorised Bill Payment Service Provider (BPSP). Every BPAY payment made through Sniip happen via a two-legged transaction. For example, all transactions are paid into a Sniip trust account and your bill payment is made the same day we receive your funds. 

For that reason, we do not hold onto your funds. The payment that you make to us will appear on your statement as ‘Sniip Ltd’. 

We have processed over $1 Billion worth of bill payments to date. 

For more detailed information, you can read our terms and conditions. 

Ready to get started?

Our platform allows you to pay BPAY bills with a credit card, earning full points. As a matter of fact, this unique feature sets us apart from another payment method. Consequently, you can maximize your rewards while settling your bills. Besides, as an illustration, it’s a straightforward way to make the most of your credit card benefits. As has been noted in our comparison with other methods, none offer the same advantages. Certainly, as I have noted, this is a chief advantage of our platform, and as I have shown in our data, customers consistently benefit from this service. Concurrently, as long as you continue to pay BPAY with a credit card through our platform, you’ll earn full points on your bills, and consequently, you’ll enjoy a hassle-free and rewarding payment experience. Contrarily, as shown above, other payment methods can’t match the benefits. Conversely, as soon as you start using our platform to pay BPAY with a credit card, you’ll see the immediate advantages. Correspondingly, as well as maximising your rewards, you’ll also appreciate the ease and simplicity of managing your payments with us.

Personal Payments
Sniip offer's the lowest processing fees for personal payments.
Details
Business Payments
Sniip offer's a tiered pricing structure for Business or Corporate payments.
Details

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Our platform offers a unique advantage: the ability to pay BPAY bills with a credit card, earning full points. This sets us apart from other payment methods, maximizing your rewards. Paying BPAY with a credit card is a straightforward way to leverage your credit card benefits, as evident in user testimonials. In comparison, alternative methods fall short. This is a chief advantage of our platform, consistently benefiting customers. Continuously paying BPAY with a credit card through our platform ensures hassle-free, rewarding experiences, unlike other methods. As shown, they can’t match the benefits. Upon starting, you’ll immediately see these advantages, appreciating both maximum rewards and payment ease.

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FAQ

Payment process

Sniip is an authorised BPAY Payer Institution Member (PIM). Sniip receives the payment for the bill from a user and once these funds have cleared, Sniip processes that payment on your behalf via BPAY.

Therefore, both you and Sniip acknowledge and agree that any and all funds which Sniip may receive for the purpose of making payments of your bills are held by Sniip on trust for you for that purpose and no other. 

Want to pay BPAY with a credit card? We have great news for you! Sniip has no transaction limit. There are however, minimum and maximum payment amounts determined by each biller. 

If you are making a large payment and are getting a declined message even though you believe you have the funds available to make the payment, we would suggest contacting your financial institution. 

Business bills

Sniip users benefit from the best processing fees in market, you can read more about our tiered pricing, here.

Plus, it’s the easiest and quickest way to pay your bill (and earn full points).

You can explore our Amex x Sniip hub, here or speak with our Amex x Sniip representative Jennifer by calling (07) 3268 7710. 

All rates are clearly displayed before you make a payment and you can always clarify with us before you process the payment. 

Processing fees for personal payments using a personal card are 1.5%, excluding American Express personal cards. The rate for personal American Express cards is 1.29%.

Credit card points

Great question! We’ve built a points calculator just for you, superstar! You can explore the points calculator, here.

Absolutely! You earn full points (even at the ATO) on the transaction amount and the processing fee. 

Pricing

Good question! Our business payment tiers are below.

You can explore more about tiered pricing, here

Tier (single payment amount)

Rate (inc GST)

Rate % (+ GST)

**After Tax Rate

$0 – $99,999

2.19%

1.99%

1.49%

$100,000 – $299,999

2.15%

1.95%

1.46%

$300,000 – $499,999

2.09%

1.90%

1.43%

$500,000 – $999,999

2.04%

1.85%

1.39%

$1,000,000+

1.93%

1.75%

1.31%

If you’re making a personal payment to the ATO on a personal card, you’ll be charged at the personal rate. Payments to the ATO, including superannuation, are charged at the business rate when using any American Express card.

All rates are clearly shown before you make the payment and you can always clarify with us before you process the payment. 

Great question! It comes down to the payment you’re making and the card you’re using. 

If you’re making a personal payment, on a personal card, you’ll be charged the personal rate (excluding ATO payments with a personal American Express).

When making a business payment, on a business/corporate card, you’ll be charged the applicable business rate. 

If you’re flagged as making a business payment on a personal card, you may be asked to supply a copy of your invoice and your transaction will be reviewed. 

If you have any questions, please call (07) 3268 7710 or email customercare@sniip.com

Absolutely! The processing fee for all Visa/Mastercards is 1.5%. 

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