Sniip is a payment platform that allows you to pay your personal and household bills with any type of credit/debit card*. We pride ourselves on having an app that lets you store all your bills and payment methods in one place, making bill payments simple and easy. Sniip has helpful features such as Auto-Bill Import from Email and offer the ability to Scan paper bills or import bills from your camera roll.
If you have a points earning credit card, you’ll earn full points on your transactions through Sniip. How? We process your transaction as a two-legged transaction. When you use a rewards credit card, you will earn points on the first leg of the transaction (payment into the Sniip Trust account) even if your payment method isn’t accepted directly, and even if you’d earn reduced points/ no points if you pay the biller directly (for example government billers). Sniip will make payments via BPAY on the second leg of the transaction and this utilises the BPAY Scheme.
Personal payments with an American Express personal card are processed at a 1.29% fee, the lowest fees in the market. Remaining payment methods for personal payments have a 1.5% processing fee.
*Restricted/ prohibited industries apply.