For BPAY payments, Sniip will let the user know prior to confirming the payment when the bill will be processed via BPAY to the biller.
The cut-off times for Sniip to receive your payment for processing the following business day are as follow:
- American Express: 5pm AEST
- Visa/Mastercard debit: 5pm AEST
- Visa/Mastercard credit: 11:59pm AEST
Please note: Diners Club cards and pay from Bank Account require one additional day processing time. As such, the cut-off time for two business day processing is 5pm AEST.
Funds take roughly 24 hours to finalise and be deposited into the billers account so we suggest always paying your bill 2 business days before the due date.
Is your biller saying your bill is still unpaid?
Sometimes, biller portals take a few business days to update. If you have paid your bill through Sniip, the biller must recognise the BPAY payment as the date that the bill was paid. You may refer to the time-stamped receipt under the “Receipt” tab for record/reconciliation purposes.