What are the cut-off times for bill payments?

The cut-off times for Sniip to receive your payment for processing the following business day are as follow:

  • American Express: 5pm AEST
  • Visa/Mastercard debit: 5pm AEST
  • Visa/Mastercard credit: 11:59pm AEST

Please note: Diners Club cards and pay from Bank Account require one additional day processing time. As such, the cut-off time for two business day processing is 5pm AEST.

Funds take roughly 24 hours to finalise and be deposited into the billers account so we suggest always paying your bill 2 business days before the due date.