December's Top Bills 2025
It’s the moment you’ve been waiting for! Dive into Sniip’s exclusive December Top Billers list to see exactly what payments Aussies are making. Discover which payment methods, from BPAY to BSB & Account Number, are most popular and compare your spending habits with the nation.
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What payment method do you use?
The most popular payments with an American Express (Business)
BPAY Bills
- Australian Taxation Office
- IT Services (e.g. HUB24)
- Rates (e.g. Council of Barunga West, Mosman Council Sundry, Glenorchy City Council, Copper Coast Council, Corporation of the City of Unley, Gold Coast City Council, City of Norwood Payneham & St Peters, City Charles Sturt, Colac Otway Shire Sundry, Townsville City Council, City of Mitcham, Toowoomba Regional Council, District Council of Mallala, The Hills Shire Council, City of Port Phillip Payments, City of Onkaparinga, Moreland City Council, City of Rockingham, City of Karratha, Albury City Council, Logan City Council, Hastings Council Water)
- Revenue/Land Tax (e.g. State Revenue Office Vic Payroll Tax, Revenue NSW, Revenue SA)
- Education Fees (e.g. Immanuel College, Our Lady of Mercy College)
- Utilities (e.g. AGL Energy, Aurora Energy, Unitywater, Sumo Power, Urban Utilities, TasWater, Aussie Broadband, Optus Billing Services, Alinta Energy Retail Sales, South Australian Water Corporation, Origin Energy, Southern Phone Company, Synergy, Hastings Council Water, Telstra Corporation)
- Centrelink
- ASIC
- Real Estate (e.g. Bright & Duggan, Colliers International, Metropole Property Management, Faceless Industrial & Commercial, OzDARE Corporation, Raine & Horne, Metropole Properties, Eastern Property Management)
- Queensland Police Service
Non-BPAY Bills
- Nursery Production
- Medical and Surgical Equipment Manufacturing
- Real Estate Services
- Garden Supplies
- Agricultural Product Wholesaling
- Advertising Services
- Concreting Services
- Superannuation Funds
- Legal Services
- Postal Services
The most popular payments with an American Express (Personal)
BPAY Bills
- Australian Taxation Office
- ASIC
- Revenue/Land Tax (e.g. Queensland Revenue Office, Office of State Revenue WA, Revenue NSW, Revenue SA, ACT Revenue Office, State Revenue Office Victoria, Revenue NSW Fine, Revenue NSW Debt)
- Utilities (e.g. Urban Utilities, AGL Energy, Gold Coast City Council – Water, Unitywater, Origin Energy, Synergy, Sydney Water, Greater Western Water, Ergon Energy, Yarra Valley Water Corporation, Energy Australia Pty, Aussie Broadband, Vodafone Postpaid, Flow Systems, Icon Water, TasWater, Hunter Water, Telstra Corporation, South East Water, Momentum Energy, GloBird Energy, Weipa Town Authority, iiNET, Foxtel, Simply Energy, Origin Energy Electricity Limited, Internode, Tangerine Telecom)
- Child Support Agency
- Rates (e.g. Fraser Coast Regional Council, Gold Coast City Council, Campbelltown City Council, City of Boroondara, City of Mitcham, Bayside City Council, Tweed Shire Council, City of Norwood Payneham & St Peters, City of Melville, District Council of Mount Barker, City of Gold Coast, Wollondilly Shire Council Rates, Monash Council Rates, Moreland City Council, Brisbane City Council Rates, Brisbane City Council)
- Insurance (e.g. MLC Life Insurance, AAMI Insurance, iCare Workers Insurance NSW Workers Compensation, NRMA Insurance, Strata Community Insurance Agencies, QBE Insurance, Defence Health Limited, Insurance Advisernet Australia, Onepath Insurance, Zurich Life Insurance, RAA Insurance, Australian Unity, BUPA, Youi Insurance, Toyota Insurances)
- Vehicle Registration Renewal / Fines (e.g. Transport and Main Roads Registration Renew, VicRoads, Department of Transport WA, Fines Victoria, Fines Enforcement Registry, RevenueNSW Fines, WA Police Infringements, Monetary Penalties Enforcement Service, Fines Enforcement And Recovery Unit, Act Vehicle Registration Renewal)
- Real Estate Services (e.g. Nelson Alexander Real Estate, Melbourne Inner City Management, Kay And Burton Real Estate, Jellis Craig Ivanhoe Real Estate, Xynergy Realty South Yarra, Lucas Real Estate, Frasers Property Management, Roger Davis Real Estate, Areal Property Melbourne, Edgar Broondara Real Estate, Meriton Property Services, Biggin & Scott Glen Waverley Real Estate, Fort Knox Real Estate)
- Cleaning Services (e.g. AMC Commercial Cleaning Brisbane)
Non-BPAY Bills
- Real Estate Services
- Computer System Design Services
- Watch and Jewellery Retailing
- Education Fees
- Legal Services
- Dental Services
- Electrical Services
- Accounting Services
- Corporate Head Office Management Services
- Sports and Physical Recreation Clubs and Sports Professionals
The most popular payments with a VISA
BPAY Bills
- Australian Taxation Office
- DEFT Payments and Rent
- Rates(e.g. City of Wanneroo, Sunshine Coast Regional Council, Gold Coast City Council, City of Casey, Brisbane City Council, Toowoomba Regional Council, City of Cockburn, Melton City Council, City of Maribyrnong, Tweed Shire Council, City of Stirling, City of Wodonga, Coffs Harbour City Council, City of Darwin, Lake Macquarie Council, Liverpool City Council, Coffs Harbour City Council)
- Revenue/Land Tax (e.g. Queensland Land Tax, Revenue NSW)
- Real Estate Services (e.g. Nelson Alexander Real Estate, Melcorp Real Estate, Area Specialist Rent, Dynamic Residential Group Real Estate)
- Strata Pay – Unit Levies
- Child Support Agency
- Utilities (Urban Utilities, Red Energy, Gold Coast City Council – Water, Solo Water, Alinta Energy Retail Sales, Vodafone, Ergon Energy, Optus Billing Services, North East Water, Telstra Corporation, TasWater, Origin Energy, Powershop Australia, Yarra Valley Water Corporation, Aurora Energy, Flip Tv, Sydney Water, Unitywater, EnergyAustralia, Solstice Energy, Tangerine Telecom, Barwon Region Water Corporation, Business Service)
- Payway Rent & Hire
- Insurance (e.g. Insurance Allianz, iCare Workers Insurance NSW, GMHBA Insurance, BUPA, The Royal Automobile Club of Queensland)
Non-BPAY Bills
- Real Estate Services
- Plumbing Services
- Child Care Services
- Veterinary Services
- Sports and Physical Recreation Clubs and Sports Professionals
- Gardening Services
- Video and Filming services
- Residential Property Operators
- Corporate Head Office Management Services
- Construction Services
The most popular payments with a Mastercard
BPAY Bills
- DEFT Payments and Rent
- Australian Taxation Office
- Education Fees (e.g. Saint Patrick’s Marist College Dundas)
- Strata Pay – Unit Levies
- Insurance (e.g. Medibank Private, BUPA, AIA Australia Insurance, Australian Health Management Group, The Royal Automobile Club of Queensland, Hospital Contribution Fund of Aust, TAL Life Insurance)
- Rates (e.g. City of Newcastle, Barkly Regional Council, Monash Council, Sunshine Coast Regional Council, City of Kalamunda, Light Regional, City of Mitcham, Gold Coast City Council, Toowoomba Regional Council, City of Bayswater, Blacktown Council, City of Mt Gambier, City of Casey, City of Stirling, Brisbane City Council)
- Vehicle Registration Renewal/Fines (e.g. Transport and Main Roads Registration Renew, VicRoads)
- Payway Rent & Hire
- Real Estate Services (e.g. Nelson Alexander Real Estate, Cubbi, Deft Real Estate, G and H Property, Lucas Real Estate, Bekdon Richards Real Estate, Rothmans Property Group, Quadrant Apartments Townsville, Meriton Property Services, Richardson + Wrench Elizabeth Bay Real Estate)
- Superannuation (e.g. Host Plus, Australiansuper)
Non-BPAY Bills
- Real Estate Services
- Fruit and Vegetable Wholesaling
- Corporate Head Office Management Services
- Electrical Services
- Arts Education
- Legal Services
- Education Fees
- Childcare Services
- Accounting Services
- Landscape Services
The most popular payments with a debit card
BPAY Bills
- DEFT Payments and Rent
- Australian Taxation Office
- Government Fines (e.g. SPER)
- Energy (e.g. Energy Australia, Simply Energy, Synergy, Red Energy, AGL Energy, Aurora Energy, Dodo Power & Gas, Momentum Energy, Alinta Energy, Origin Energy)
- Strata Pay – Unit Levies
- Utilities (e.g. Urban Utilities, Optus Billing Services, Vodafone, Telstra Corporation, Foxtel, South East Water, Sydney Water, Tangerine Telecom, Water Corporation of Western Australia, Telco Payment, Leap Telecommunications, Central Highlands Region Water Authority, Aussie Broadband)
- Rates (e.g. Brisbane City Council, Sunshine Coast Council, Wyndham City Council, Central Coast Council, Wellington Shire Council, City of Rockingham, City of Melville, Orange Council, District Council of Loxton Waikerie, Tamworth Regional Council, City of Vincent, Gympie Council, District Council of Yorke Peninsula, Latrobe Council, Somerset Regional, Melton City Council, Brisbane City Council)
- Student Fees (e.g. Armidale Catholic Schools)
- Construction Products (e.g. CSR Building Products)
- Government Fines (e.g. SPER)
Non-BPAY Bills
- Real Estate Services
- Adult, Community and Other Education
- Construction Services
- Veterinary Services
- Telecommunications Services
- Sewerage and Drainage Services
- Computer System Design and Related Services
- Paper Product Wholesaling
- Plumbing Services
- Medical Services
The most popular payments with a bank account
BPAY Bills
- Australian Taxation Office
- DEFT Payments
- Utilities (e.g. Urban Utilities, Water Corporation of Western Australia, AGL Electrical and Gas, Jacana Energy, Ergon Energy, Origin Energy, iiNET, Telstra Corporation, Energy Australia, Flow Systems, South East Water, Southern Phone Company Limited)
- Bank and Cards (e.g. Citibank Ready Credit, ANZ Banking Group Cards, Coles Mastercard, GEM Visa Card, American Express Australia, Bankwest Credit Card, NAB Cardholder Services, Go Mastercard, Macquarie Card Services, Commonwealth Bank of Australia Card)
- ASIC
- Government Fines (e.g. SPER)
- Rates (e.g. City of Melville, Alice Springs Town Council, Sunshine Coast Regional Council, Northern Beaches Council, Fraser Coast Regional Council)
- Payway Rent & Hire
- Security Services (e.g. ADT Security)
- Car Insurance (e.g. The Royal Automobile Club of Queensland)
Non-BPAY Bills
- Real Estate Services
- Postal Services
- Electrical Services
- Legal Services
- Accounting Services
- Dental Services
- General Practice Medical Services
- Electrical Services
- Newspaper Publishing Services
- Child Care Services