Should I get the American Express® Qantas Business Rewards Card?
Earn 170,000 bonus Qantas Points when you apply by 25 June 2024, are approved and spend $6,000 on eligible purchases on your new American Express® Qantas Business Rewards Card within 3 months of your approval date. T&C’s apply. Available for new American Express Card Members only.
American Express® Qantas Business Rewards Card Overview
Annual Fee
$450
Bonus Points
Earn 170,000 bonus Qantas Points when you apply by 25 June 2024, are approved and spend $6,000 on eligible purchases on your new American Express® Qantas Business Rewards Card within 3 months of your approval date. T&C’s apply. Available for new American Express Card Members only.
Points Earn Rate
Earn 2 Qantas Points per $1 spent on Qantas products and services, and 1.25 Qantas Points per $1 spent through Sniip*.
After a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent. For Card Members who applied for the Card between 1 July 2023 – 9 January 2024, this change will come into effect from 10 July 2024.
Rewards Program
Qantas Frequent Flyer
Cash Flow
Up to 51 days to pay for purchases
Designed for SMEs
Accumulate more reward points and experience greater business and travel perks.
Benefits of the American Express® Qantas Business Rewards Card
Access Complimentary Travel Insurance:
Your American Express® Qantas Business Rewards Card comes with Complimentary Domestic and International Travel Insurance for you, your spouse, and Employee Card Members when purchasing your return trip with the American Express® Qantas Business Rewards Card.
Travel Insurance includes:
– Medical Emergency Expenses Cover
– Business Trip Completion Cover
– Trip Cancellation and Amendment Cover
– Personal Liability Cover
Terms, conditions, and exclusions apply, including maximum age limits and cover limits.
Get comfortable with free access to airport lounges:
Enjoy two free passes annually to relax in domestic Qantas Club lounges before your flight. Access available after your first spend with Qantas.
No pre-set spending limit:
The Qantas Business Card is an American Express Charge Card which has no pre-set spending limit. However, this does not mean unlimited spending. It is dependent on various factors, such as business income, expenses, and our business’s credit history/rating.
Easy cashflow management with up to 51 days to pay for purchases:
You have up to 51 days to pay for your purchases, so you can provide your business with the flexibility to manage cash flow more effectively.
Manage revenue fluctuations with Flexible Payment Option:
Opt to pay off a portion of your monthly balance (up to your FPO limit) overtime with Flexible Payment Option. This may allow you to take advantage of opportunities, or navigate cash flow fluctuations more effectively. Interest charges apply.
Greater access and control over your employee expenditure:
Receive up to 99 complimentary Employee Cards. With this, you can merge key employees’ spending and gain increased visibility and management over your business’ cash flow. Employee Cards accrue Qantas Points for your business at the same rate as your Primary Card.
- Earn 2 Qantas Points for every $1 spent on Qantas products and services.
- Earn 1.25 Qantas Points for every $1 spent on everyday business expenses.
- Earn 0.5 Qantas Points for every $1 spent on utilities, insurance, and government transactions.
- Upon reaching a total of 500,000 Qantas Points earned within a calendar year, the everyday business earn rate will adjust from 1.25 to 0.75 Qantas Points per $1 spent. This modification applies to Card Members who applied for the Card between July 1, 2023, and January 9, 2024, effective from July 10, 2024.
- Triple the Qantas Points your business accrues when booking eligible flights with your Card.
- Boost your points accumulation through partnerships with over 50 Qantas Business Rewards associates.
Points are seamlessly transferred to your Qantas Business Rewards account for redemption towards flights or transfer to any Qantas Frequent Flyer account.
Streamline finances and reports:
With direct feeds from your Card Accounts into Quicken™, Microsoft® Excel, and MYOB®, you can streamline your finances, reporting and statements.
Fast Card replacement:
If you or your employee’s Card is lost or stolen, American Express can often replace it within 48 hours.
Greater security and protection:
With American Express’ liability coverage, get peace of mind knowing your Card is secure against global unauthorised transactions.
EARN 170,000 BONUS QANTAS POINTS
Earn 170,000 bonus Qantas Points when you apply by 25 June 2024, are approved and spend $6,000 on eligible purchases on your new American Express® Qantas Business Rewards Card within 3 months of your approval date. T&C’s apply. Available for new American Express Card Members only.
How do I earn and redeem my Qantas Points?
With your American Express® Qantas Business Rewards Card, you will gain complimentary membership to the Qantas Business Rewards program. The Qantas Points you earn on your Amex are automatically transferred into your Qantas Business Rewards account. These Points can be redeemed on flights, or transferred to any Qantas Frequent Flyer Account.
Unlock a fool-proof method to earning full, uncapped (1.5 points) on every bill payment (including government transactions like ATO and superannuation) when you pay through the Sniip mobile app. Learn how today. You will also earn 2 Qantas Points per $1 spent on Qantas products and services.
Is this Card right for me?
The below conditions are required to apply for the American Express® Qantas Business Rewards Card:
You’ll need the following information when applying for the American Express® Qantas Business Rewards Card:
Compare American Express Business Cards
Easily compare American Express Business Cards to uncover the card that caters best to your unique needs. We take the heavy lifting out of the research and only list the best deals that are worth your while.
Frequently Asked Questions
Most credit cards offer an interest-free period ranging from 44 to 55 days. If you settle the entire balance before this period ends, no interest is accrued. Yet, failing to clear the full balance results in interest charges. Therefore, it’s crucial to monitor statements and settle the full amount before the interest-free period expires.
Redeem points directly on flights, accommodation, and car rental with American Express Travel online booking service, as well as Webjet and helloworld. Or transfer points to your choice of 12 world-class airline partners including Qantas, Virgin Australia, and Air New Zealand where you can use them for flights and upgrades.
The minimum income required to apply for an American Express Business Card varies from card-to-card.
- American Express Platinum Business Card: $XYZ
- American Express Qantas Business Rewards Card: $XYZ
- American Express Business Explorer Card: $XYZ
- American Express Velocity Business Card: $XYZ
Please note: these amounts are an estimation and the actual requirement may vary based on the economic climate and American Express’s lending criteria.
When you’ve applied for credit or a loan, a credit report detailing your financial history is created.
You’re entitled to receive a copy of your credit report every three months for free.
Included in your credit report is your credit rating, indicating the category your credit score falls into (e.g., low, fair, good, very good, excellent).
Accessing your report online typically takes one to two days. Alternatively, you may wait up to ten days to receive it via email or mail.
To obtain your free credit report, reach out to the following credit reporting agencies:
- Experian: 1300 783 684
- illion: 132 333
- Equifax: 138 332
As the information held by different agencies may vary, you may have credit reports with more than one agency.
Maximise and accelerate your points earn by paying all your bills through the Sniip mobile app. Earn 2.25 points on everyday purchases, and on all your bill payments (including ATO, land tax, insurance, superannuation, and more) when you pay through Sniip with your American Express card.
Sniip processes your transaction as a two-legged transaction. When you use a rewards credit card, you will earn points on the first leg of the transaction (payment into the Sniip Trust account) even if Amex isn’t accepted by your biller, and even if you’d earn reduced points / no points if you pay the biller directly (for example government billers).
Sniip will make payments via BPAY on the second leg of the transaction and this utilises the BPAY Scheme.
This process allows you to earn full points on all of your bills which is a big reason why our users love Sniip so much.
Sign up for Sniip for free today, and start earning uncapped points on every single bill payment!
Disclaimer:
Please note that the information provided here is for general informational purposes only and may not always reflect the most accurate or up-to-date details. We strongly advise users to refer to the official American Express website for the latest and most precise information regarding products, services, terms, and conditions. While we strive to ensure the accuracy of the information presented, we cannot guarantee its completeness or timeliness. Any reliance you place on the information provided here is strictly at your own risk. We encourage you to verify all information directly with American Express before making any decisions or taking any actions based on the information provided.