January’s Top Bills 2026

January's Top Bills 2026

Kick off 2026 with Sniip’s exclusive January Top Billers list and see what Aussies are paying right now. Explore the most-used payment methods – from BPAY to BSB & Account Number, and spot the trends shaping the month. Ready to compare your spending habits with the rest of the country? Dive in!

Reveal January's top bills

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What payment method do you use?

alt=(October's Top Bills 2025)

The most popular payments with an American Express (Business)

BPAY Bills

  1. Australian Taxation Office
  2. Workers Compensation (e.g. icare Workers Insurance NSW, Return to Work Corporation of South Australia, Victorian WorkCover from Allianz)
  3. Rates (e.g. Mosman Council Sundry, Wyndham City Council, Kingborough Council, Clarence City Council, The Hills Shire Council, City of Karratha, Logan City Council, Moreland City Council, Waverley Council, Albury City Council, Brighton Council, City of Goldcoast)
  4. Revenue and Land Tax (e.g. Queensland Land Tax, State Revenue Office Victoria Payroll Tax, Revenue NSW, Office of State Revenue Western Australia Land Tax)
  5. Utilities (e.g. AGL Gas and Electrical, Urban Utilities, Gold Coast City Council – Water, Barwon Region Water Corporation,Telstra Corporation, Aussie Broadband, Southern Phone Company)
  6. Insurance and Superannuation (e.g. Terri Scheer Insurance, Avant Life Insurance, RACQ Insurance, Medibank Private, BUPA, Australiansuper, Host Plus, TAL Life Insurance)
  7. Real Estate and Property Management (e.g. Colliers International, Metropole Properties Sydney, Assemble BSB, Ray White Frankston Rentals, Eastern Property Management).
  8. Education Fees (e.g. Royal Australasian College of Surgeons, Our Lady of Mercy College)
  9. Cleaning Services (e.g. Commercial Cleaning)
  10. Government Transport and Registration (e.g. Transport and Main Roads Registration Renew, VicRoads)

Non-BPAY Bills

  1. Roofing Services
  2. Seafood Processing
  3. Real Estate Services
  4. Hardware Supplies 
  5. Advertising Services
  6. Iron Smelting and Steel Manufacturing
  7. Nursery Production 
  8. Waste Treatment and Disposal Services
  9. Motor Vehicle New Parts Wholesaling
  10. Accounting Services
alt=(October's Top Bills 2025)

The most popular payments with an American Express (Personal)

BPAY Bills

  1. Australian Taxation Office
  2. ASIC
  3. Security Services (e.g. ADT Security)
  4. Health and Medical Services (e.g. Grey Street Anaesthetist)
  5. Financial Planning (e.g. EBM Insurance Brokers, Capstone Financial Planning)
  6. Education Fees (e.g. Royal Australasian College of Surgeons, Australian and New Zealand College of Anaesthetist, Clairvaux MacKillop College, Central Coast Adventist School, Haileybury College, Queensland College of Teachers, St Josephs Regional College Port Macquarie Subject, St Josephs Primary School Wauchope)
  7. Transport and Vehicle Registration (e.g. VicRoads, Transport and Main Roads Registration Renew, ACT Vehicle Registration Renewal, Department of Transport WA, Tasmanian Motor Vehicle Registration)
  8. Insurance and Health Funds (e.g. Medibank Private, TAL Life Insurance, Police Health Fund, CBHS Health Fund, Australian Health Management Group, Defence Health, The Doctors Health Fund, Life Insurance, Australian Unity, GMHBA Health Insurance, Teachers Health Fund, Westfund, RACQ Insurance, Toyota Insurances, BUPA, AIA Australia, Latrobe Health Services, Queensland Country Health, Elantis Premium Funding)
  9. Utilities – Water (e.g. Urban Utilities, Gold Coast City Council Water, Hunter Water, Barwon Region Water, TasWater, Sydney Water, Yarra Valley Water Corporation, South Australian Water Corporation, South East Water)
  10. Centrelink

Non-BPAY Bills

  1. Real Estate Services
  2. Electrical Services
  3. Employment Placement and Recruitment Services
  4. Computer System Design Services
  5. Motor Vehicle Parts Retailing
  6. Scientific Equipment Manufacturing
  7. Medical and Surgical Equipment Manufacturing
  8. Airport Operations Services
  9. Gardening Services
  10. Secondary Education
alt=(October's Top Bills 2025)

The most popular payments with a VISA

BPAY Bills

  1. Australian Taxation Office
  2. ASIC
  3. Rates (e.g. City of Gosnells, City of Melbourne, Town of Victoria Park, City of Boroondara, Whitehorse City Council, City of South Perth, City of Canning Rates, Town of Cottesloe, Wellington Shire Council, Shire of Broome, Brisbane City Council, Monash Council, City of Casey, Byron Shire Council, City of Nedlands, City of Stirling, Albury City Council, Shire of Mundaring, City of Darwin, Glenorchy Council, City of Swan, City of Subiaco, City of Gold Coast, Clarence City Council, Knox City Council, Logan City Council, Cumberland Council, Hobsons Bay Council, Hornsby Shire Council, Ipswich City Council, Kwinana City, Mackay Regional.Council, Cairns Regional Council, City of Wanneroo, Moonee Valley City Council, Frankston City Council, City of Whittlesea, Rockhampton Regional Council, Central Coast Council, Weipa Town Authority, Town of Victoria Park, Kingston City Council, Kingborough Council, Queanbeyan-Palerang Regional Council, Central Coast Council Water, Gold Coast City Council)
  4. Revenue/Land Tax (e.g. Queensland Land Tax, Revenue NSW, Office of State Revenue WA Land Tax, Revenue SA Land Tax, ACT Revenue Office, State Revenue Office Tasmania, State Revenue Office Vic Land Tax)
  5. Real Estate Services (e.g. Melbourne Inner City Management, Nelson Alexander Real Estate, George Street Chambers, Rental Rewards, Rothmans Property Group, Croydon Realty, Lucas Real Estate, Dynamic Residential Group, Bright & Duggan Real Estate, Cimino Real Estate Group, Harcourts Box Hill Rental, G&H Property, C21 City Quarter, Meriton Property Services, TSTDG Real Estate, North Geelong Real Estate, Assemble Communities)
  6. Superannuation and Personal Contributions (e.g. Host Plus,  Macquarie Bank Super Personal Contribution, AustralianSuper, Retail Employees Superannuation Members Personal Contribution)
  7. Child Support Agency
  8. Utilities ( e.g. Urban Utilities, Gold Coast City Council Water, Hunter Water, Barwon Region Water Corporation, TasWater, Sydney Water, Yarra Valley Water Corporation, South Australian Water Corporation, South East Water, Telstra, Aussie Broadband, AGL Telco, Vodafone Postpaid, Leap Telecommunications, Southern Phone Company, Uniti Internet, Optus Billing Services)
  9. Centrelink
  10. Workers’ Compensation (e.g. icare Workers Insurance NSW)

Non-BPAY Bills

  1. Real Estate Services
  2. Performing Arts Operations
  3. Child Care Services
  4. Plumbing Services
  5. Electrical Services
  6. Hire of Construction Machinery with Operator
  7. Garden Supplies Retailing
  8. Advertising Services
  9. Tiling and Carpeting Services
  10. Dairy Produce Wholesaling
alt=(October's Top Bills 2025)

The most popular payments with a Mastercard

BPAY Bills

  1. Child Support Agency
  2. DEFT Payments
  3. Australian Taxation Office
  4. Real Estate and Property Management (e.g. Nelson Alexander Real Estate, Bekdon Richards Real Estate, Rothmans Property Group)
  5. Strata Pay – Unit Levies
  6. Transport and Vehicle Registration/Fines (e.g. Transport And Main Roads Registration Renew, VicRoads, Department of Transport WA)
  7. Superannuation (e.g. AustralianSuper, Host Plus)
  8. Utilities – Water (e.g. Gold Coast City Council Water, South Australian Water Corporation, Vodafone, iiNet, Southern Phone Company, Urban Utilities, Origin Energy, Ergon Energy, AGL)
  9. Insurance (e.g. EBM Insurance & Risk, Defence Health Limited, Medibank Private, AIA Australia, TAL Life)
  10. Rates (e.g. City of Wanneroo, Town Of Cottesloe, City of Mandurah, City of Casey, Glenorchy Council, Greater Dandenong City Council, City of Canning, Brisbane City Council, Sunshine Coast Regional Council, City of Mt Gambier, Blacktown Council)

Non-BPAY Bills

  1. Real Estate Services
  2. Plumbing Services
  3. Corporate Head Office Management Services
  4. Dental Services
  5. Building and Construction Services
  6. Performing Arts Operation
  7. Technical and Vocational Education and Training
  8. Telecommunications Services
  9. Computer System Design and Related Services
  10. Accounting Services
alt=(October's Top Bills 2025)

The most popular payments with a debit card

BPAY Bills

  1. Department of Housing and Public Works
  2. Australian Taxation Office
  3. Government Fines (e.g. SPER)
  4. Storage (e.g. SES Storage)
  5. Education and Student Fees (e.g. DEC International Students, Curtin University, Armidale Catholic Schools)
  6. Transport and Vehicle Registration/Fines (e.g. Transport And Main Roads Registration)
  7. Rates (e.g. Wyndham City Council, Sunshine Coast Regional Council, Brisbane City Council, Central Coast Council, Ipswich City Council, Mornington Peninsula Shire Council, City of Rockingham, Somerset Regional, City of Prospect, Melton City Council, North Sydney Council)
  8. Utilities (e.g. Energy Australia, Red Energy, Simply Energy, Aurora Energy, Synergy, AGL, Origin Energy, Jacana Energy,  Alinta, Kleenheat Gas, 1st Energy, Urban Utilities, Unitywater, Sydney Water, Water Corporation Of Western Australia, Central Highlands Region Water Authority, South East Water)
  9. Construction Products (e.g. CSR Building Products)
  10. Legal (e.g. Wallace & Wallace Lawyers)

Non-BPAY Bills

  1. Real Estate Services
  2. Construction Services 
  3. Adult Care & Community Services
  4. Electrical Services
  5. Higher Education
  6. Health Services
  7. Hardware and Building Supplies Retailing
  8. Storage Units
  9. Office Supplies 
  10. Plumbing Services
alt=(October's Top Bills 2025)

The most popular payments with a bank account

BPAY Bills

  1. Australian Taxation Office
  2. Government Fines (e.g. SPER)
  3. DEFT Payments
  4. Rates (e.g. City of Wanneroo, City of Greater Geraldton, City of Darwin, Town of Claremont)
  5. Utilities (e.g. Urban Utilities, Energy Australia, Ergon Energy, Origin Energy, Synergy, Water Corporation of Western Australia, iiNet)
  6. Payway Rent & Hire
  7. Transport and Vehicle Registration (e.g. Transport And Main Roads Registration Renew, VicRoads)
  8. Superannuation (e.g. AustralianSuper)
  9. Security Services (e.g. ADT Security)
  10. Insurance ( e.g. The Royal Automobile Club of Queensland)

Non-BPAY Bills

  1. Real Estate Services
  2. Technical and Vocational Education and Training
  3. Child Care Services
  4. Graphic Design Services
  5. General Insurance
  6. Industrial Gas Manufacturing
  7. Paper Product Wholesaling
  8. Grocery Wholesaling
  9. Dental Services
  10. Wooden Furniture Manufacturing

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