FEATURE FOCUS: Scan and schedule any bill.

Scan your BPAY Biller Code and Reference

  1. Tap the ‘+’ button in the top right corner 
  2. Select ‘scan’ 
  3. Position the BPAY Biller Code within the scan frame 
  4. Review the bill details 
  5. Select your payment method and pay!
When you scan the BPAY Biller Code on your bill with Sniip, you never have to question if you’re paying the right biller!

Sniip gives you the choice of payment methods to pay your bills. Watch the how-to video, here. 

Schedule your bill!

Schedule your bills for when they’re due. That way, you can rest easy knowing that when the due date rolls around, your payment is scheduled and you are sorted!

This is a great time hack for rego, rates, or any bills that arrive early. You don’t want to pay them before they’re due, but don’t want to miss the due date either!

Now, you can relax knowing your bills are scheduled and you’re sorted! Nice work! 😎 

Christmas Gifting List 2022

Gifting List
Gifting List

Christmas Gifting List

In true Sniip Christmas tradition, we’re sharing our Christmas Gifting Wishlist to help you get your gift buying under control (and not breaking the bank). Print it out, stick it on the fridge and start scribbling!

More on the Sniip blog

How do credit card points work?

How do credit card points work?

So, you’ve just signed up for your first credit card, and it earns rewards points. Nice work! Or maybe you’re considering signing up for one because you’ve heard myths and legends about using points to fly business class. Either way, how do credit card rewards points work? How do you make the most of them? What purchases are eligible? 

Getting started in the world of rewards points can be daunting, so we’re here to answer all your burning questions. For those on the outside looking in, you may be wondering how those savvy point earners make it look so easy. Not to worry – with a little knowledge and research, you’ll be earning points like a pro and flying business class in no time. 

What are credit card points?

Credit card points are rewards that can be accumulated through purchases on your credit cards. The most typical types of rewards programs are points, frequent flier or airline miles, and cashbacks. 

How do you earn credit card points?

There are a few ways you can earn credit card points; the main being using your credit card for daily purchases. However, if you want to maximise the potential of your credit card, there are some savvy ways to make sure you’re earning as many points as you can. 

Applying for a credit card with a sign up bonus is a great way to kickstart your points balance, and earn a large number of points at once. 

Paying your regular personal and household bills with a credit card is one of the best ways to boost your points.

What are the points worth?

Depending on the credit card you apply for and the way you redeem them, your points will have a different value. It’s important to note that different purchases will also have different potential points earn capacity. Any savvy points chaser will read the fine print of their credit card, because not all purchases are made equal. 

For some purchases and payments, like paying government bills or the ATO, you might have capped or reduced points earned. 

For instances like this, we recommend using a bill payment service like Sniip.

Sniip is a bill payment service that allows you to earn full points on your bills that would otherwise have reduced or no points earning potential. 

How does Sniip work?

Sniip uses a two-legged transaction to pay your bill, where you earn full points on the first leg of the transaction. Sniip then pays your final biller on your behalf. 

Sniip charges a 1.5% processing fee for all credit card transactions, these transactions are eligible for their full points earn using Sniip.

How to pay with Sniip

Sniip is a mobile app that allows you to pay any* bill with a BPAY Biller Code and Reference Number. It’s free to download from the app store, and the only fee you will pay is the 1.5% processing fee for credit cards. 

To pay a BPAY bill with Sniip, make the following steps: 

  1. Locate the BPAY logo on your digital bill (email or photo)/paper bill which will show the BPAY Biller Code (usually in the bottom right corner of your bill). 
  2. Create/login to your Sniip app
  3. Select ‘+’ to ‘Add a new bill’. 
  4. Scan or enter the BPAY Biller Code and Reference Number. 
  5. Add your amount and due date, then select pay (use your digital wallet) 
  6. Done! Your BPAY bill payment is processed.

*Restricted industries apply. 

Get started with Sniip!

Enter your mobile number and we’ll send you a link to download the app! 🚀

The Points Whisperer, Steve Hui of iFlyFlat endorses Sniip to earn full points on all your bills 

The Points Whisperer, Steve Hui of iFlyFlat endorses Sniip to earn full points on all your bills.

Play Video

Steve Hui of iFlyFlat endorses Sniip to earn full points on all your bills when paying with a credit card. 

Redeeming your Sniip Rewards

Redeeming your Sniip Rewards

We have been getting a few questions from you recently on how to redeem your Sniip Rewards. 

Maybe you’ve been busy referring your friends, or came in through one of our partners? Regardless, we’re so happy that you have been busy earning rewards!

We know that when it comes to budgeting and bill payments, there’s some times where we all need a little more help! That’s why Sniip gives you full control over how and when you redeem your Sniip Rewards. 

Watch below to see how to Redeem Your Sniip Rewards Balance when making a bill payment. 

It is important you ensure that the toggle in the payment screen is switched ON. 

This will enable your Rewards balance for that bill, and you will see the final payment amount with your Rewards balance deducted. 

Please note Sniip Rewards are unable to be used for scheduled payments, or when making payments via the Sniip QR or Australia Post ‘Post Billpay’ code. Rewards can only be redeemed for a bill with a minimum payment of $50.

Let us know if we can help in any other way by contacting our Sniip Support Squad at customercare@sniip.com or at (07) 3268 7710.

5 Under $5

5 Under $5 Banner

As the purse strings tighten and you race to cross those last few gifts off your Christmas list, we’ve wrapped up 5 gifts under $5.

1. For your green thumb friend –

Wild Flower Seeds – $4.20

2. For your home decor obsessed friend

Christmas Village House Candle Holder – $5

3. The one who always asks if anyone wants to play chess

Chess Wooden Board Game – $5

5. For that friend who always smells good 

Lush Perfume Washcard – $5

New Feature Alert: Sniip Wallet Designs

NEW LOOK: Fresh feel for your bank cards

We’ve been busy little bees here at the Sniip office and we’ve got 14 fresh and fancy new designs for your credit/debit cards in your Sniip wallet. 

Check out the new designs for these 14 bank cards: 

  • ANZ 
  • Westpac
  • BOQ
  • NAB
  • Suncorp
  • Macquarie
  • Bendigo
  • Bankwest
  • St George
  • Up
You can also customise the colour of your card in your Sniip Wallet. Just tap ‘Edit’ on your payment method and choose from the colour options available – easy! 





2021 Christmas Printable

Click on the Christmas Gifting List to download your printable – from us to you! 

Feature Alert: Multi Scan

There’s a fun little feature in the Sniip app we wanted to share with you today. If you’ve got multiple bills (or an entire pile) waiting to be paid, this is the life hack you need! Meet, multi scan!
That’s right, you can activate multiple scan mode in the Sniip app to scan in as many bills as you like, without interruption. 

Here’s how to activate multiple scan mode:

1. Tap the ‘+’ button, then select ‘scan’

2. Tap the ‘cog’ ⚙️ in the top right corner and turn on Multiple Scan Mode

3. Scan your first bill, then keep scanning to your heart’s content. Done in a Sniip!

Have a feature you’d like to see in the app? Or a question about scanning multiple bills? Our friendly Sniip Support Squad is here for you! Email  or call (07) 3268 7710.

New Feature Alert: Add a profile picture

Good news everyone! We wanted to let you know about a cool new feature in the app – adding your profile picture! That’s right, you can now personalise your Sniip account with your profile picture. Make your Sniip app feel like it’s truly your own!

How to do it:

Step1. To add your profile picture, simply tap on your initials at the top of the home screen. 

Step 2. Enter your pin to access your account details. 

Step 3. Tap on profile photo

Step 4. Take a fresh photo or select something from your photo library. 

Step 5. Your new profile photo should appear and now be displayed in the Sniip app!

Would you like to see more personalisation options in the Sniip app? Send us an email at customercare@sniip.com – our Sniip Support Squad would love to hear from you!