This is one of our most commonly asked questions right now, so we thought we’d break down the most important information about paying the ATO through Sniip!

Payment Processing Times

The cut-off times for Sniip to receive your ATO payment for processing the following business day are as follows:

• American Express: 5pm AEST
• Visa/Mastercard debit: 5pm AEST
• Visa/Mastercard credit: 11:59pm AEST

Please note: Diners Club cards and payments from a Bank Account require one additional business day processing time. The cut-off time is 5pm AEST.

For example, your ATO payment is due Friday 29 September, 2023. If you add your bill on Monday 25 September before 5pm AEST, Sniip will receive your funds on Tuesday 26 September (the following business day). On Tuesday, Sniip will process your funds and send them to the ATO. On Tuesday afternoon, your payment will be sent to the ATO – you will receive a Sniip Receipt when this happens!

Why you can’t view your ATO payment in the ATO Portal yet

It often takes a few business days for the ATO to reconcile their accounts. This is why you may not be able to view your most recent payment in your ATO portal immediately. 

Please rest assured that the ‘Paid’ date stamped on your Sniip Receipt is the date the ATO must acknowledge as the date the payment was made. To prove your payment date, simply provide the BPAY Receipt ID. 

Processing Fees

Sniip stands as the frontrunner for making payments to the Australian Taxation Office (ATO), regardless of the type of American Express (AMEX) card you possess. You always earn FULL points when making a payment to the ATO using Sniip, as opposed to direct ATO payments. 

Although Sniip attracts a higher processing fee compared to a direct ATO payment, the cost per point with Sniip is significantly lower. Individuals and businesses will always receive more value when they pay the ATO via Sniip with a credit card. Sniip consistently offers the lowest cost, highest value option in the market.