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Leah Kidd

What happens when Apple Pay partners with Sniip? More cards unlocked for bills

Press Release
Sniip partners with Apple Pay

Apple Pay partners with Sniip

BREAKING: Mobile bill payments platform, Sniip today brings its customers Apple Pay, a safer, more secure and private way to pay their bills using the power of iPhone to protect every transaction.

Customers simply select Apple Pay in the Sniip app to make a secure payment to over 60,000 billers in the BPAY network. Every Apple Pay payment is secure because it is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code. As a result of the partnership with Sniip, customers can use Apple Pay on an iPhone to make bill payments that are faster and more convenient as they no longer need to repeatedly type in personal and payment card information. 

“We’re excited to offer Apple Pay as a new payment option in the Sniip app, reinforcing our commitment to providing the ultimate convenience in bill payments for our 40,000-strong customer base. Sniip remains focused on delivering a fast, seamless, and consumer-centric approach to bill payments and adding such a widely-used mobile wallet such as Apple Pay is a big step forward,” said Damien Vasta, CEO of Sniip.

Security and privacy are at the core of Apple Pay. When customers use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device.

Apple Pay is easy to set up. On iPhone, simply open the Wallet app, tap +, and follow the steps to add your credit or debit cards. Once a customer adds a card to iPhone, they can start using Apple Pay on that device right away.

About Apple Pay

For more information on Apple Pay, visit: http://www.apple.com/au/apple-pay/

About Sniip

Sniip is a mobile bill payments platform allowing consumers to easily pay their bills via the Sniip app, using any debit or credit card. Users can scan a BPAY Biller Code or import a bill from their email using the Sniip app and pay their bills in less than 10 seconds. Learn more or download our app at sniip.com. Through its existing partnerships with BPAY and AMEX, Sniip has continued to scale its business and build its network of users by almost 40% from 30,000 in January 2021 to more than 42,000 at the end of February 2021. During the same period, Sniip saw a 400% increase in BPAY payment transaction value and has  now processed more than $100 million worth of bill payment transactions to date.

For further information please contact:

Citadel-MAGNUS

Emma Lewis, +61 (0)401 877 876; elewis@citadelmagnus.com   

Catherine Strong, +61 (0)406 759 268; cstrong@citadelmagnus.com

New Feature Alert: Auto-bill Import

Blog Post, Finance News

New Feature Alert: Auto Bill Import

Well, guess what!

We’re back again with another fantastic feature for you in the Sniip app! Make your life easier with auto-bill import! 

That’s right, if you have any email account with Gmail or Microsoft, you can now all have your bills that offer BPAY automatically imported into the Sniip app ready for payment. 

Here’s how you do it:

 

 

Open the Sniip app and tap the menu bar on the top left of the screen. 

Select ‘Import from email’ and tap ‘Connect Google’, ‘Connect Microsoft Exchange’ or ‘Connect Microsoft Outlook’. 

Enter the email address you’d like your bills imported from and authorise.

Click ‘continue’ when prompted and follow the prompts to connect your email address. 

You’re done! You’ll receive a ‘push’ notification on your mobile when your bill lands in the Sniip app and is ready for payment.   

TOP TIP: This feature is currently only available for Gmail and Microsoft accounts (with more accounts coming soon). If you use a work or business account and have a custom email domain, ask your technical team if it’s hosted by Gmail. If the answer is yes, you’ll be able to use the feature! 

If you have any questions at all, email our friendly team at customercare@sniip.com or call (07) 3268 7710. We’re here for you! 

Click here for all the supported Microsoft accounts for email auto-import.

Five ways to add your bills to the Sniip app

Blog Post, Finance News

How To Add Bills To Sniip

We’re getting questions coming through asking about the different ways you can add your bills to the Sniip app. 

We thought we’d share them with you here today. 

Fun fact! There are five ways you can add your bills to the app:   

1. Scan a bill

2. Manually add a bill

3. Import a bill from email 

4. Sign-up for auto email import

5. Upload bill from camera roll 

1.Scan a bill

 

Open the Sniip app, tap the ‘+’ icon.

Select ‘Scan’.

However your phone camera over the BPAY Biller Code or Sniip QR code on your bill.

Your bill will be automatically added to the Sniip app.

Done! 

2. Manually add a bill 

Open the Sniip app, tap the ‘+’ icon.

Select ‘Manually add’.

Locate the BPAY Biller Code on your bill and enter the number into the ‘Search Biller

Select the Biller, enter the amount to pay and the due date.

Done! 

3. Import a bill from email 

Open your emails on your mobile device. 

Locate the email containing the bill you want to import. 

Open the PDF attached to the email.

Select the ‘share’ or ‘copy to’ icon, scroll to the Sniip icon and tap.

Select ‘Upload bill’.

You’ll receive a push notification when your bill is added to the Sniip app. 

Done! 

4. Sign-up for auto email import*

Open the Sniip app, tap the menu bar on the top left corner.

Select ‘Import from Email’.

Select ‘Connect Google’ and then ‘Continue’.

Choose the email account you want to connect.

Select ‘allow’.

Done! Your emails containing a BPAY Biller Code will be automatically added to the Sniip app ready for payment. You’ll receive a push notification when your bill is ready for payment. 

*Please note: This feature is only available for select Gmail and Microsoft accounts. 

5. Import a bill from photo gallery

 

Open the Sniip app and tap ‘+’ where you would normally add a bill.

Select ‘Import bill from photos’ from the menu.

Choose whether you want to take a photo of your bill or select one from your camera roll. 

Click import and we’ll do the rest!

Please allow a few seconds for our system to read your bill. We’ll copy all the important information on your bill and send you a notification when it is ready to be reviewed and added to your ‘To Pay’ tab in the ‘Bills’ section. 

Fast Five: Our most commonly asked questions this week February 2021

Blog Post

Our most frequently asked questions in February 2021

1. When is my bill paid?

We pay your bill as soon as we receive your funds. Generally speaking, we receive your funds the next business day.  

For example, if you pay your bill via Sniip on a Tuesday, we’ll receive your funds on Wednesday and your bill will be paid on the same day. 

If you use a Visa or Mastercard and pay by midnight AEDT, we’ll receive your funds the next business day. Your bill payment is made the same day that we receive the funds via BPAY.

Please note: If you pay on a Friday, we won’t receive the funds until Monday. That’s why it’s important to add your due dates to the app and we’ll automatically schedule when your bill is paid, so that you meet your due date.

2. Do you pay my bill in full four instalment plans and then I pay Sniip back?

Great question! With Sniip instalments, we pay your bill off in instalments to the biller as we receive the money from you. We don’t hold any funds in the Sniip app, nor do we provide credit.    

Most billers are okay with receiving your bill in instalments as long as they’ve received all the funds by the due date. We calculate this for you as part of your instalment plan. 

Sniip instalment plans are not currently a buy now, pay later offering (but watch this space). 

You can find out more about setting up an instalment plan, here.

3. Your app was recommended by Amex with a rate of 1.5%. What’s the benefit of using Sniip for Amex transactions?

Great question! With Sniip instalments, we pay your bill off in instalments to the biller as we receive the money from you. We don’t hold any funds in the Sniip app, nor do we provide credit.    

Most billers are okay with receiving your bill in instalments as long as they’ve received all the funds by the due date. We calculate this for you as part of your instalment plan. 

Sniip instalment plans are not currently a buy now, pay later offering (but watch this space). 

You can find out more about setting up an instalment plan, here.

4. Is there any other way to pay a bill than scanning the BPAY Biller Code and Reference Number.

Absolutely! Firstly, you can enter the BPAY Biller Code and Reference numbers manually. 

Alternatively, you can ‘share’ or import the bill attachment to the Sniip app from your email. 

Or, our favourite option: If you have a Gmail or Microsoft account, you can sign up for auto bill import and have your bills automatically sent to the Sniip app for payment. 

5. What are your processing fees?

The processing fee for Amex, Visa and Mastercard is 1.5%. International cards attract a 3% processing fee. 

Plus, there’s a free option. You can use a debit card for free in the Sniip app. 

That covers all the processing fees in the Sniip app. 

Any other fees noted are from your biller. When you scan the BPAY Biller Code on your bill, all the rates are the same. 

If you’re scanning a Sniip QR code, the surcharges are defined by the billers and should be the same as paying through their website. 

These processing fees include GST which you can claim back at tax time as a GST registered business. 

It’s Official: Pay the ATO and earn full points

Press Release

How To Earn Full Credit Card Points on Bills

full points blogs

Plus, earn full points even when your biller doesn’t accept credit cards at all! 

Earning credit card reward points at the Australian Tax Office and other government agencies has long been a challenge for savvy frequent flyers, with the banks gradually reducing the points earned on those transactions.

Add to that the credit card surcharges that many institutions charge, and you’ll quickly see why it’s just often not worth pursuing the points when paying off those type of bills.

But one new solution to this problem is going through a third-party payment provider. These platforms usually settle your bills via BPAY, offering full reward points when you pay them for the service via credit card in exchange for a small fee.

That’s where Sniip comes in! Sniip is a Brisbane-based fintech company that offers stellar rates when paying bills with an American Express card, which are often the highest points-earning cards on the market.

What is Sniip?

Sniip is a payment platform that allows you to pay personal and business expenses with any type of credit card, all through one easy app. In 2021, the fintech partnered with Amex to offer a flat 1.5% fee for its services, (now 1.29% as of 1 March, 2023).

You’ll always earn full American Express Points when using Sniip to pay bills!

There are other similar payment processors on the market such as pay.com.au, B2BPay and RewardPay. However, those are tailored to small businesses – Sniip the best and most competitive option for both individuals and businesses.

Being transparent, and ensuring individuals and businesses understand how Sniip would benefit them is a top priority. If you’d like to learn more about how Sniip could benefit you or your business, email customercare@sniippay.com.au to chat with us! 

How does Sniip work?

Sniip processes your transaction as a two-legged transaction:

  1. You pay money in the Sniip Trust Account
  2. Sniip pays your bill on your behalf 

When you use a rewards credit card you’ll earn points on the first leg of the transaction – even if your payment method isn’t accepted by your biller directly, and even if you’d earn reduced points / no points if you pay the biller directly (for example, government billers).

Sniip will make payments via BPAY on the second leg of the transaction and this utilises the BPAY Scheme.

This process allows you to earn full points on all of your bills which is a big reason why people love Sniip so much!

In summary: You pay Sniip with your credit card to earn full points, and Sniip then pays your biller via BPay to settle your amount owing.

How do I use Sniip?

Here are the steps to start using Sniip.

  1. Download the Sniip App from Google Play or the Apple App Store
  2. Register for an account or login
  3. Under ‘Wallet’, ensure you have a valid payment method set up
  4. Tap on the blue ‘+’ icon to add a new bill. You can scan it, add the details manually or sync your email account
  5. Enter the payment amount and the due date, then tap ‘Add Bill’
  6. Confirm all details are correct. If needed, you can set up a payment reminder through the app and add attachments.
  7. Tap ‘Pay’ to pay now or ‘Schedule’ to schedule the payment for later, either as a one-off sum or broken into instalments.
  8. Once the funds are cleared from your credit card, Sniip will make the BPay payment to your biller, which takes 1-2 business days for credit cards.

Sniip is a mobile app you can use to import from email or scan your paper bills to make payments in under one minute.

  • Scan and pay any bill with a BPAY Code, and earn FULL POINTS.
  • Pay bills and other expenses with any payment method (even when credit cards aren’t usually accepted by the biller). 

Why would Sniip benefit me?

Sniip is the best way to earn even more reward points on transactions where you wouldn’t normally earn anything!

Typically, American Express reduces its points earn on ATO and other government-related transactions down to a low 0.5 or 1 point per A$1 — that’s a big drop when some cards usually earn up to 2.25 points per dollar!

Rather than pay the ATO’s 1.45% Amex fee and earn a reduced number of points, Sniip’s proposition is to pay them at a rate starting at 1.93% instead and earn the full potential of your American Express card.

Comparison of Sniip’s fees to other payment providers

Let’s say you’re an individual that owes a tax bill of $5,000 to the ATO, and you want to maximise the points on your American Express Platinum Charge card or your Qantas Premier Platinum Mastercard.

Here are some of the scenarios that could occur, taking into account payment fees and the value of points earned according to our proprietary points calculator.

Analysis of the results: Sniip vs ATO

Qantas Premier Platinum

With the Qantas Premier Platinum, you’d earn 0 points directly at the ATO (since the card doesn’t award points on those transactions), and 5,109 Qantas Points through Sniip in exchange for a 1.75% (+GST) fee.

That’s just okay, it’s certainly nothing to write home about since the points earn rate on that card is not exceptionally high.

American Express Platinum Card

With the American Express Platinum Card, you could earn a reduced 5,000 points if paying the ATO directly, for a 1.45% fee. But pay just a bit more at Sniip, and you’ll unlock your card’s full earning potential.

That’s 2.25 Membership Rewards points per dollar spent, which more than doubles your haul to 11,496 points for a A$5,000 transaction.

Summing up

The true value of Sniip lies in its new 2021 partnership with American Express that sees it offer a reduced 1.5%* fee for Amex transactions. While equal to the Visa/Mastercard fee, using the right American Express card could really open up your points-earning options.

Add to that most credit cards offer up to 55 days interest-free on regular payments, it makes sense to funnel some of your bigger bills through a service like Sniip to maximise rewards and boost your cashflow.

To get started, visit the Sniip website and be prepared to download the app to Android or iPhone. If you’d like to learn more about how Sniip is the best option for your business and personal payments, email customercare@sniippay.com.au and we’d be happy to chat!

Visit article: https://www.pointhacks.com.au/earning-points-with-sniip/ 

 

 

*As of March 1, 2023, the rate for personal Amex cards is 1.29%, and all ATO payments with an Amex are charged at the business tiered rates. 

Join the Sniip Community!

Discover convenience, connection and community as you navigate bill payments effortlessly with Sniip – join us today and be a part of something that’ll make you wonder why you ever paid bills differently!

Check out some of our reviews here. 

sniippay.com.au

Opulento
Opulento5 star review
Read More
There are so many things I liked about paying via Sniip. Gone of the days of having to enter in your card number followed by a hash key! Then wait while the computerised operator reads you back your number to confirm. I was able to pay my BCC rates notice within 5 seconds without the worry of making sure I entered the write amount/ reference number and card number! It was all done for me. I also like to set and forget when it comes to organising my life. The app enables you to set a date for it to pay the bill so that you never miss a payment which results in late payment fees. Hopefully in time more suppliers will pick up this payment method.
Chris
Chris5 star review
Read More
Sniip is great. I use the app to pay for all my rates and BPAY bills like tax payments. It takes me no time at all to pay ATO tax bills and stores all the information for me. It sends me a receipt for the payment and processing fee which I also get to claim on my tax. I’ve never had an issue and just positive experiences. Best fintech I have come across.
Mikb_oz
Mikb_oz5 star
Read More
I’ve been annoyed that I’d pay all these bills with my card but couldn’t get any AMEX points, you solved it! Love it! Would recommend to anyone looking to maximise their points earning.
Bbbindi
Bbbindi5 star review
Read More
Simple, quick, and easy. Bill paid in under 2 minutes
Mr Oman
Mr Oman5 star review
Read More
Love this app. Makes earning air miles with Amex so much easier.
Olivia
Olivia5 star review
Read More
Very responsive to some performance issues I was experiencing with the app - the team escalated the issue to their tech guys as a priority and resolved it promptly, enabling me to add and successfully pay an upcoming bill. Will look forward to using this app more in future.
Sparms
Sparms5 star review
Read More
I use Sniip to pay my rates and water bills. My account details are stored there so it’s just a matter of opening the app & scanning the barcode and everything is loaded so I just have to click on pay. I don’t use all the extra features because I generally pay the bills as I get them but you can set up reminders etc. Copies are automatically placed in your history.
Asifidtelya
Asifidtelya5 star review
Read More
It’s fast and easy which is great when you’re busy running a business.
Wordlegod
Wordlegod5 star review
Read More
Called and spoke with Jennifer and she was the most helpful of any customer support person I have gotten to talk with. Makes me happy to use the app again and again!!
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When you want full points: Sniip partners with American Express

Press Release

Brisbane-based fintech unlocks BPAY bill payments for American Express card members

Mobile bill payments platform, Sniip has today partnered with American Express to enable Australian American Express card members to easily pay bills.

The move unlocks BPAY’s 60,000-strong network of billers that can now be paid via American Express through Sniip. 

“Until now, customers have often not been given the option to pay their household bills using an American Express card, as many businesses have not made it available for their customers. Through our new partnership with American Express, card members now have the ease and convenience of using their American Express card through the Sniip app, at the same cost as other card providers,” said Damien Vasta, CEO of Sniip.

Robert Tedesco, Vice President of American Express Global Merchant Services said, “Sniip has a customer-centric approach to the bill payment experience. Our partnership with Sniip allows American Express card members to use their card to pay any biller that accepts payments through BPAY and still have the benefit of accruing all the same great rewards points.”

Sniip’s customer first approach allows time-poor consumers to pay and manage any bill on their mobile. The app revolutionises bill management, a task that is still performed manually 74% of the time.

Users can scan the BPAY Biller Code or import a bill from their email using the Sniip app and pay in less than 10 seconds, using any debit or credit card. 

The partnership is expected to help Sniip rapidly scale its business, building on its strong foundation of more than 30,000 customers already using its platform which has processed more than $80 million worth of bill payments. 

“As part of the agreement, Sniip will be promoted via the Amex Offers Program to all Australian American Express card members. This is a great way to offer the benefits of the Sniip app to a large network of people, all of whom pay bills, with an added incentive for first-time users” said Sniip Chief Executive Damien Vasta.

The partnership follows Sniip’s recent enablement as a BPAY Payer Institution Member (PIM) earlier this year, having been sponsored into the BPAY scheme by e-payments giant, Indue Ltd.

About Sniip

Sniip is a mobile bill payments platform allowing consumers to easily pay their bills via the Sniip app, using any debit or credit card. Users can scan a BPAY Biller Code or import a bill from their email using the Sniip app and pay their bills in less than 10 seconds. Learn more or download our app at sniip.com. 

About American Express

American Express is a globally integrated payments company, providing customers with access to products, insights and experiences that enrich lives and build business success.  Learn more at americanexpress.com.au and connect with us on Facebook, Instagram, LinkedIn, Twitter and YouTube. 

For further information please contact: 

Citadel-MAGNUS

Emma Lewis, +61 (0)401 877 876; elewis@citadelmagnus.com 

Catherine Strong, +61 (0)406 759 268; cstrong@citadelmagnus.com

New feature alert: Instalment plans

Blog Post, Uncategorized

Instalment Payment Plans

With the Sniip app, you are able to pay bills partially in instalments before the due date. This helps to manage your expenses and ease the burden of large lump-sum payments. 

Create Instalment Plan

Create an Instalment Plan

Add your bill to the Sniip app by scanning any BPAY Biller Code or by importing your bill from email. 

Select ‘Schedule’, then ‘Create instalment plan’.

Enter the date you’d like the instalments to start. 

Tap the frequency you’d like them to come out (weekly, monthly, quarterly etc). Your instalment plan schedule will be put together for you to ensure you’re paid in full when the bill is due. Done!

Please note, this isn’t a ‘Buy Now, Pay Later’ offering (watch this space) – rather, this feature gives you the flexibility to pay off your bill in instalments, without missing the due date.

Financially savvy New Years resolutions – PART 2

Blog Post

Financially savvy New Year's resolutions – Part Two

Last week we shared part one of our Financially Savvy New Year’s Resolutions. 

We covered everything from asking for a better rate on your home loan to starting a side hustle. 

Up next is Part Two of our financially savvy New Year’s Resolutions:

  1. Explore investing in shares

No-one’s money is working hard for them in a savings account or fixed term deposit right now. A recent article showed 40 per cent of Millennials and Gen Z invested in shares.

There’s so many different ways to invest but if you’re new to the game, micro investing platforms like Spaceship, Raiz or CommSec Pocket are a good place to start.

  1. Don’t worry about the Jones’ – Put a 24 hr hold on all purchases

Let’s be honest, keeping up with the Jones’ is a costly and fruitless expedition. The reality is, no matter how much you have, you will likely always want more.

With Instagram and Facebook shopping, you can check-out in a few taps and while $40 might not seem like much – all these little purchases quickly add up. The solution? Try to put at least 24 hours between an item piquing your interest and you making a purchase.

  1. Make a budget (and stick to it)

There’s so many different ways to work out your budget and they don’t have to be painful. If you’re lost as to where to start, the Barefoot Investor provides a step-by-step guide on budgeting and the exact percentages recommended to spend, save and splurge.

Budgets might not sound sexy but they sure are helpful to take the guilt out of spending and set a clear vision for your financial goals. The idea is less about restriction and more about creating buckets of spending, saving and splurge money (or whatever you want to call that frivolous spending cash!).

Otherwise you may find yourself spending recklessly and feeling bad about it later. When you know what you’re allowed to spend, you won’t feel guilty about treating yourself.

  1. Review subscriptions

Did you sign up for a three-day trial of an app and forget to cancel? All the subscriptions you don’t use are still costing you money.

Take an inventory of all your subscriptions and you might be surprised by just how much you’re spending and what you could cut down on.

Not sure of what other subscriptions you have? Here’s how you can see mobile subscriptions on iOS and Android. You might be surprised to see what sneaky subscriptions you’re still forking out for. 

  1. Declutter your home

 

Clearing out your space can do wonders for your mind and the bonus is, if you pop some of what you clear out on Gumtree, Ebay or Facebook Marketplace, you could earn money on what you no longer use.

Maybe you’ve got an old vacuum cleaner or washing machine under the house, old sunglasses, a watch or shoes you no longer wear or an assortment of unused kitchen appliances you could turn into cash.

If you’re lost as to where to start, check out Slow by Brooke McAlary or follow The Organising Platform over on Instagram.



Financially savvy New Years resolutions – PART 1

Blog Post, Finance News

Financially savvy New Year's resolutions – Part One

As we head into the New Year, here at Sniip we have put together our best financially savvy New Year’s resolutions for you all. 

1.Round up for the wrap-up

As we can all attest, Christmas and the festive season can be expensive. Maybe you can consider rounding up your purchases to the nearest dollar? (Banks such as ING, Up and others offer this service). You can roll those round-ups into a Christmas Club/Festive Fun savings account and take the sting out of the 2021 festive season.

2. Dry January?

Alcohol can be expensive and after the festive season, we could probably all do with a bit of a breather. Maybe you could try a dry January or February (or maybe Dry July) and skip the beverages for the month. Take the money you would have spent and invest that into your savings to kick-start the year.   

If alcohol isn’t for you, pick another recurring expense you could cut back on. Maybe it’s coffee, an energy drink, a bliss ball, or lunch out each day. Whatever it is, see if you can take a break for a few weeks. 

You’ll be surprised by how much money you can save and the sense of achievement when you reach your resistance goal is a great perk too.

3. Stop paying late fees 

A bill comes in, you see the due date and pop that to the back of your mind for later. The days roll over quickly and before you know it, the bill is overdue and you’re hit with a late fee.

Late fees are dead money and your hard-earned dollars deserve a better future. But there’s good news. Using the Sniip app, you can schedule your bill payments as soon as they drop into your mailbox and set and forget, knowing that your bills are sorted. The results speak for themselves as 90% of all the bills ever paid using the Sniip app have been paid before the due date!

4. Consider a side ‘hustle’

Are you always baking for your friends? Do you love sewing, mending or perhaps woodwork? Or, are you a secret maths whiz who could offer some tutoring on the side? 

Think about what you love doing in your downtime and how that hobby might be able to make you some spare change. The reality is, earning $500 a month equates to $6,000 a year – yes please!

5. Ask for a better rate 

Do you have a home loan at a rate over 3%? With most residential mortgage rates now starting with ‘2’ at the front of them, you may be able to ask your bank for a better rate or shop around for a better deal.

Ensure you do the research and arm yourself with information. Explore what’s available on the market, tell your bank what competitors are offering and what it will take for you to stay.

Note: Make sure the loan is over the same period as your current loan and doesn’t extend your repayment period another 5/10 years or you might end up paying more interest overall than at your current rate. 



Last minute Christmas shopping? Sorted!

Blog Post, Finance News

Last minute Christmas shopping? Sorted!

1.Buy an experience 

You’re pressed for time and the person you’re buying for likely has enough stuff in their home already. Why not buy them an experience instead? Shop last minute from the comfort of your own couch with little more than a bank card and a printer (or just email the gift certificate to them instead). Sorted!

There’s a plethora of options online like RedBalloon for the adventure junkie or subscriptions like Magshop or Book a Buy for the avid reader. You can even get creative and organise your recipient a home cleaner/ ironing done for a week or two/a facial/a massage or home delivery meals (try HelloFresh 0r Soulara) too. 

2. Make a donation in their name 

Charities have done it tough this year and could do with all the support they can get. How about making a donation to a cause or charity that aligns with your recipient’s values. You can easily make a donation to one of the registered charities in the Sniip app too, simply open the app, tap the menu and select ‘support a charity’. 

3. Stock up on their favourites 

Your local supermarket might seem like the last place to go to buy presents, but if you’re time poor (and on the way to the party), it can be beyond helpful. 

Does your friend/family member love a particular chocolate or an expensive brand of oat milk?

Why not stock up their favourite supplies or put together a quick hamper. Simply grab a mixing bowl, pop your items in the bowl then cover with an over bag and you’re done. There’s some great ideas of what you could fill your gift basket with, here. No-one is going to begrudge a gift of a few blocks of their favourite supermarket chocolate/ treat. 

4. Same day and same evening delivery 

There’s a selection of online retailers who offer expedited delivery for Christmas day. You get what you pay for and if you need speedy delivery, it will cost you but sometimes it’s worth the money to remove the stress you’re feeling for gifts not being sorted. It’s been a whirlwind of a year and December kind of snuck up on all of us. 

If there’s a specific item you need/want to buy, check out sites offering same day/ evening delivery like The Iconic, Target and Myer (click + collect), The Hamper Emporium/ Hamptons Hampers.

5. Regift, regift, regift 

Who says regifting has to be saved for next Christmas? By this point we’ve probably all been part of some form of Secret Santa/ present swap situation. Why not take the opportunity to regift it onto someone else who will really appreciate it? 

Or, maybe you’ve got some almost expired gift cards collecting dust in your wallet from Christmas 2019 or birthday/celebrations been and gone. Save yourself some pennies and use up the gift cards when doing your Christmas shopping this year.  That’s some savvy regifting! 

 

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