Leah Kidd

Top items to buy after Christmas

Top items to buy after Christmas

So we’ve just made it past Black Friday and Cyber Monday! But before our bank accounts can catch up, Boxing Day is here and we’re bombarded with more deep discounts. 

As overwhelming as it can seem, if we’re strategic in our purchases now, this can be a really financially beneficial period. By buying what you already need/will need to purchase in the not-so-distant future, you can be prepared before the rush and reduce expenses for the coming year. 

INSIDER TIP: Keep the tabs open on your web browser and refresh them come Boxing Day. That way, you’ll see what discounts are available on the exact items you’re already looking for, rather than get overwhelmed by offers for stuff you don’t need. 

  1. Christmas decorations, cards and bon bons 

You know when the best time is to shop for Christmas paraphernalia? The day after Christmas. If you’ve got the storage space at home, the days and weeks that follow the festive season are the best time to pick yourself up a bargain on all things Christmas. Let’s be honest, those Christmas crackers can be expensive!

  1. Calendars and diaries

Are you still a stickler for the paper diaries and calendars? Now’s your time to shine! As we edge closer to the New Year, these calendars start being massively discounted. There’s some great digital options on the market too that you can print at home to save yourself some money. 

  1. Valentines Day gifts 

Golly, that’s organised we hear you say. Well, the reality is Valentine’s Day is just 51 days after Christmas and it will be here before you know it. If you’re looking to get your loved one a present that doesn’t weigh too heavily on the purse strings, you’ll likely be able to pick up a good discount in the Boxing Day/New Year sales. From perfume, magazine subscriptions to unique experiences, if you have the capacity, now’s the time to buy to avoid the price hikes in February. 

  1. Gym membership and subscriptions 

Now, no-one is saying you should follow the New Years Resolution crowd and get a gym membership subscription that you may not really use. However, if you currently have a gym membership that you could be happier with, or are looking to get your foot back in the door, now might be the time to shop around and see if you can get a better deal. 

  1. Birthday presents 

Similar to Valentines Day presents, why not create a list of everyone you need to buy for in the coming year and see if you can’t nab a deal on the gift you’d like to buy them. 

Maybe you could pick up a few gender neutral presents too for those moments when there’s a birthday we forgot about (we’ve all been there) – sorted! 

  1. Tech and homegoods 

From kettles to laptops, a new washing machine or a couch, you can pretty much guarantee you’re going to be able to find yourself a saving on technology and home goods post-Christmas.  

If you wouldn’t have purchased at full price, it’s probably not essential. But if your family has outgrown your 8kg washing machine or the kids need new tech for school, it’s not a bad idea to keep an eye out for a discount on what your family already needs. 

  1. Wardrobe staples  

Take an inventory of your wardrobe and see if there’s any key pieces you’re really on the hunt for. Do you need a new suit for work? A simple A-line skirt or some cotton/linen dresses to see you through the scorching summer ahead, you won’t have to look far to find retailers with unreal deals this season. 

Hot tip #1: Take your personal measurements whether you’re shopping online or in person. Having your measurements when shopping in-store can assist in avoiding crowded change room situations. 

Hot tip #2: On that note, check the returns policy on the store you’re shopping at. Sometimes super sales come with a ‘no returns’ policy. It pays to check the returns policy before purchasing. 

  1. New car 

Look, it’s not going to be on everyone’s boxing day list, but if you’re in the market already – it’s a good time to look. The adage of out with the old and in with the new sees dealerships offering some pretty attractive deals to move older (new car) stock. 

  1. New house?

This is a big ticket item, but hear us out. December can be a really slow period for real estate and agents often pull houses for the market/sellers are too time poor with Christmas to prepare their homes for a new listing. 

In January, there’s a glut of new homes that hit the market which can often make real estate more affordable. 

If you’re on the hunt for a new house, you’re bound to find fresh inventory and you might find those houses that sat in the months prior listed for a more appealing price in the New Year. Who knows? Worth keeping an eye out.

Christmas travel guide – Australia edition

Leah Kidd

Looking for a Christmas holiday that won’t break the bank or, have a little more in the kitty to spend this year?

Whether your ideal holidays looks like the beach or the bush, there’s something for everyone in this roundup.

Plus, while you’re on holiday, why not consider putting your own house/ room or granny flat on Airbnb to save yourself a little extra on the trip.

Three steps to listing your home for short-term rentals:

(1) Take a few snaps of your home

(2) Add your listing price and minimum stay

(3) Welcome your first guest (yes to savings!).

Queensland

Treehouse in the Rainforest

La Boheme, Whitsundays

Rainforest cottage, Cooloolabin

New South Wales

Warramba, Glen Alice

The Enchanted Cave, Bilpin

Victoria

Eco Bush Retreat, Victoria

Western Australia

Heritage home in heart of city, Perth

Private & peaceful, Bandy Creek

South Australia

Camel Beach House, Venus Bay

The Sky House, Middle River

Northern Territory

Squeakywindmill Boutique Tent B&B, White Gums

Off the Beaten Track, Hale

Tasmania

Luxury by the bay, Falmouth

Christmas gifting guide under $20

Want to save $700 on your energy bills? Here’s how​

Want to save $700 on your energy bills? Here's how​

The mercury is soaring and we see you reaching for that aircon remote.

Here’s your friendly reminder that every extra degree of cooling is adding a greater cost to your energy bill. 

What’s the recommended reading? Set your thermostat between 22 to 24 degrees celsius and ensure your aircon filter is clean. Use your aircon sparingly and if you can, run it to cool your house when you get home, or your bedroom before you go to sleep rather than blasting it 24/7.

According to a recent article by news.com.au, approximately 13 percent of Australians have already asked for, or were planning to ask for an extension on their energy bill. 

If you’re looking to reduce the cost of your next energy bill, here’s some fast facts from the Department of Energy to save you in other areas of your home.

  • Turning off, or ridding yourself of a second fridge could save you around $172 a year  
  • Switching off the game console when not in use could save you up to $193 a year (this goes for all appliances you’re not using) 
  • Using the clothesline once a week instead of using the dryer could save around $79 a year
  • Installing a water-efficient 4-star showerhead could save around $315 a year on water bills (you’ll also save on your energy bill as less water will need to be heated)
  • Shop around for the best deal from energy suppliers, don’t assume you’re automatically on the best plan. 

Fast five: holiday hacks to save you serious $$

Fast five: holiday hacks to save you serious $$

1. Do a little (read: a lot) DIY

Last week we touched on the idea of DIY pot plants

Now we’ve planted the seed, we wanted to build upon it. The reality is, you can DIY pretty much anything for Christmas and save yourself some serious dollars. 

From your gift-wrap to your present tagsChristmas cards, the gift themselves and of course, who wouldn’t love a DIY baked good for Christmas

2. Don’t buy presents for yourself

We see you adding that extra item to the cart. A little something for the list, a little something for yourself can spiral out of control quite quickly and blow the budget. 

As tough as it is, resist the urge. It’s likely the item you’re chasing will be available in the New Year when your gift giving finances have had a little breather. 

3. Unsubscribe from marketing emails

If you’re not in the market for something, you likely don’t need to be receiving marketing emails. If you are in the market for something, it’s easy enough to find a deal/ discount when you need it.  It’s amazing how often you find you “need” something just because it’s on sale. 

It might be time to do a quick little stocktake/cleanse of your inbox and determine which emails you need to be receiving and which ones are a little too tempting.

4. Think out of the box for a holiday

The international and potentially interstate borders where you live may not be open for Christmas and let’s be honest, there may be no room for travel in the budget this year.  

A little staycation can be a fun way to switch it up and feel like you’re had a break. Sometimes a little distance from the house, away from chores and whatnot is a holiday in itself. 

Perhaps go camping and explore a local National Park. Or, if you’re not up for roughing it, support a local business and book a few days at a nearby hotel or perhaps an Airbnb.

5. Bank the points

If you pay your bills with the Sniip app, you can earn full points on your points earning bank card. 

While the international borders are closed right now, why not bank those precious loyalty points now. That way, when you’re ready to fly again, you can take off in style! 

Five tips for a financially savvy festive season

Five tips for a financially savvy festive season

1. Get in early

Write a list of every person you have to buy for and add a rough idea of what you’d like to buy them. Now, it’s time to get in and start ticking each person (or pet) off. 

Set aside time in your diary to shop in person, or online and smash it out. Most importantly, start now and cross each person off as you get their gift. You’ll get a little burst of achievement with every person you tick off and will be ready to move onto the next. 

By getting in early, you’ll avoid the express shipping costs incurred when you’re scrambling to ensure the gift arrives in time for Christmas day. Plus, you’ll ensure your loved ones don’t end up in an episode of Friends with a gift from the local petrol station. We’ve all been there. 

2. Set a budget (and stick to it)

Maybe you’ve got $10 to spend on Christmas, or maybe you’ve got $1,000. Perhaps there’s people you like to splurge on in your family/ friendship group and there’s others you want to give a token of your appreciation to. Divvy up your list with a budget for each person and challenge yourself to stick to it. 

If $10/$20 seems unachievable, it might be time to get crafty. A terracotta pot from Bunnings can easily be jazzed up with some paint and a small plant. 

And keep in mind, an experience often costs less than a gift and could be as simple as a voucher for the recipient’s local coffee shop. Supporting small business, and on-budget is a double win. 

3. Trim the fat

Are there monthly or recurring subscriptions you could pop on hold over the festive season?  

Maybe you’re planning to head away over Christmas and don’t intend on hitting up the gym. Perhaps you plan on doing some Christmas cooking and could probably put that weekly food subscription service on hold for a while to save some money. 

Not sure of what other subscriptions you have? Here’s how you can see mobile subscriptions on iOS and Android. You might be surprised to see what sneaky subscriptions you’re still forking out for. 

4. Group the gifting

Are you from a big family, friendship group or workplace?

Cut down on the cost of individual gifts and suggest a Secret Santa this year and save yourself some serious gift money. The budget might be as simple as $10 or $150, it’s really up to you! 

There’s a bunch of online tools to make the process easier (we like Drawnames) and those in the group can make suggestions of what they’d like. Participants can add online links to make the process smooth, simple and cost effective for all involved.  

5. Avoid late fees

Sometimes you might head away for Christmas and other times you’re just so focused on relaxing, spending time with family and having a bit of a digital detox that bills can creep up. 

Add your upcoming bills to the Sniip app now, select when you’d like them to be paid then set and forget, enjoy your Christmas and know your bills are sorted without any painful late fees. 

Stats show 90 percent of bills paid using the Sniip app are paid on or before the due date (probably because it’s so fast and easy!). That means more money for Christmas and less money burnt on late fees.